Banco Bpm SpA (BNCZF)

Banco BPM S.p.A. is an Italian banking group headquartered in Verona and listed on OTC Markets as common stock. Established in 2017 through the former Banco Popolare Societa Cooperativa Scarl, the company serves individual, business, and corporate clients across Italy. Its activities are organized into Commercial, Corporate and Investment Banking, Insurance, Strategic Partnerships, Finance, and Corporate Centre segments. Banco BPM provides a broad range of banking and financial products, including current accounts, cards, mortgage and personal lending, digital banking tools, leasing, insurance solutions, investment products, and corporate finance services. The group also supports trade finance, international payments, foreign exchange and interest rate risk management, and a variety of financing and collection services for business customers.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-BNCZ.F
$20.74
1.5% Upside
Fair
Not available
Not available
Fair
3.1%
November 5, 2026
12.8x
1.6x
4.6x
27.741 B
68.1%
79.8%
0.0
79.2%
-380.5%
Valuation • Fair Value

Banco Bpm SpA (OTC-BNCZ.F) Fair Value by Valuation Model

Review the available estimates for Banco Bpm SpA (OTC-BNCZ.F), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$20.74

Estimated upside of 1.5% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$16.29

Classic Ben Graham valuation formula reference.

DDM Fair Value

$30.49

Dividend discount model valuation reference.

Comps Fair Value

$14.24

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Banco Bpm SpA (OTC-BNCZ.F) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Banco Bpm SpA (OTC-BNCZ.F)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

6.09 B

Current operating scale indicator.

Revenue Forecast

7.211 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Banco Bpm SpA (OTC-BNCZ.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Banco Bpm SpA (OTC-BNCZ.F)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

1

Weak quality score that deserves closer review.

Altman Z-Score

0.0

Lower score that deserves closer risk review.

FCF / Net Income

-380.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Banco Bpm SpA (OTC-BNCZ.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Banco Bpm SpA (OTC-BNCZ.F)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 5, 2026

Days to Earnings

44

Dividend Yield

3.1%

Current income yield reference.

Payout Ratio

79.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Banco Bpm SpA (OTC-BNCZ.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Banco Bpm SpA (OTC-BNCZ.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Banco Bpm SpA (OTC-BNCZ.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Banco Bpm SpA (OTC-BNCZ.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Banco Bpm SpA (OTC-BNCZ.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Banco Bpm SpA (OTC-BNCZ.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Banco Bpm SpA (OTC-BNCZ.F) Stock FAQ

Data-supported answers about Banco Bpm SpA (OTC-BNCZ.F), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$20.74
Estimated upside 1.5%
Valuation Rating
Near Fair Value
Price is close to fair value
Financial Health
Fair
Current financial-health read

The current fair value estimate for Banco Bpm SpA (OTC-BNCZ.F) is $20.74. This implies an estimated upside of 1.5% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The current financial health read for Banco Bpm SpA (OTC-BNCZ.F) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Banco Bpm SpA (OTC-BNCZ.F) is November 5, 2026.

Based on the current data, dividend yield is 3.1%.

The current P/E ratio listed for Banco Bpm SpA (OTC-BNCZ.F) is 12.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Banco Bpm SpA is 27.741 B.

The ticker symbol for Banco Bpm SpA is OTC-BNCZ.F, and the stock is listed on OTC Markets.

Banco Bpm SpA (OTC-BNCZ.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Banco Bpm SpA is 68.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Banco Bpm SpA is 79.8%. Free float helps investors understand how much of the share base is available for public trading.