U.S. Bancorp (USB)

U.S. Bancorp (USB) is the NYSE-listed common stock of U.S. Bancorp, a Financials sector company in the Banks industry. This security is common equity, meaning it represents an ownership interest in the company. U.S. Bancorp provides banking and related financial services through several business areas, serving individuals, businesses, and institutional clients. Its activities include deposit services, lending, payments, cash management, treasury-related services, and wealth or trust-oriented offerings. The shares trade on the New York Stock Exchange under the ticker USB and reflect exposure to a diversified banking franchise rather than a separate operating business.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-USB
$80.62
35.3% Upside
Undervalued
$68.27
14.6% Upside
Fair
Good
3.6%
January 19, 2027
11.6x
1.6x
3.3x
92.837 B
42.3%
99.7%
-0.9
43.5%
156.6%
Valuation • Fair Value

U.S. Bancorp (NYSE-USB) Fair Value by Valuation Model

Review the available estimates for U.S. Bancorp (NYSE-USB), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$80.62

Estimated upside of 35.3% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$56.96

Classic Ben Graham valuation formula reference.

DDM Fair Value

$115.73

Dividend discount model valuation reference.

Comps Fair Value

$57.21

Comparable-company valuation reference.

Analyst Price Target

$68.27

Analysts imply upside of 14.6%.

How to read these valuation models

Use the 6 available valuation references for U.S. Bancorp (NYSE-USB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for U.S. Bancorp (NYSE-USB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

27.886 B

Current operating scale indicator.

Revenue Forecast

31.045 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review U.S. Bancorp (NYSE-USB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for U.S. Bancorp (NYSE-USB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-0.9

Lower score that deserves closer risk review.

FCF / Net Income

156.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for U.S. Bancorp (NYSE-USB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for U.S. Bancorp (NYSE-USB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 19, 2027

Days to Earnings

87

Dividend Yield

3.6%

Current income yield reference.

Payout Ratio

43.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for U.S. Bancorp (NYSE-USB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

U.S. Bancorp (NYSE-USB) Stock Forecast & Technical Outlook

Review U.S. Bancorp (NYSE-USB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for U.S. Bancorp (NYSE-USB) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for U.S. Bancorp (NYSE-USB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for U.S. Bancorp (NYSE-USB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for U.S. Bancorp (NYSE-USB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for U.S. Bancorp (NYSE-USB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for U.S. Bancorp (NYSE-USB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, U.S. Bancorp (NYSE-USB) has a Buy consensus, with 13 buy, 8 hold and 0 sell recommendations in the current data set.

Buy 13
Hold 8
Sell 0
FAQ • Fast Investor Answers

U.S. Bancorp (NYSE-USB) Stock FAQ

Data-supported answers about U.S. Bancorp (NYSE-USB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$80.62
Estimated upside 35.3%
Valuation Rating
Undervalued
Estimated upside of 35.3%
Analyst Target
$68.27
Implied upside 14.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for U.S. Bancorp (NYSE-USB) is $80.62. This implies an estimated upside of 35.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 35.3% versus the current market price.

The available analyst price target for U.S. Bancorp (NYSE-USB) is $68.27. The analyst target implies estimated upside of 14.6%.

The current financial health read for U.S. Bancorp (NYSE-USB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for U.S. Bancorp (NYSE-USB) is January 19, 2027.

Based on the current data, dividend yield is 3.6%.

The current P/E ratio listed for U.S. Bancorp (NYSE-USB) is 11.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for U.S. Bancorp is 92.837 B.

The ticker symbol for U.S. Bancorp is NYSE-USB, and the stock is listed on NYSE.

U.S. Bancorp (NYSE-USB) is listed on NYSE.

The current debt-to-total-capital ratio listed for U.S. Bancorp is 42.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for U.S. Bancorp is 99.7%. Free float helps investors understand how much of the share base is available for public trading.