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Intesa Sanpaolo SpA PK (ISNPY)

Intesa Sanpaolo S.p.A. is a major Italian banking group with activities across Italy, Central and Eastern Europe, the Middle East, and North Africa. The group operates through six business areas: Banca dei Territori, IMI Corporate & Investment Banking, International Banks, Asset Management, Private Banking, and Insurance. Its services include lending and deposits, private and commercial banking, corporate and transaction banking, structured and investment finance, public finance, capital markets, insurance, asset and wealth management, private investments, and bancassurance. The bank also provides industrial loans, leasing, factoring, and digital banking services to individuals, businesses, institutions, and public-sector clients. This listing is an OTC depositary receipt for Intesa Sanpaolo S.p.A., headquartered in Turin, Italy.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ISNP.Y
$37.68
-13.6% Downside
Fair
$45
3.1% Upside
Fair
Great
—
—
1.89
4.4%
July 29, 2026
11.7x
1.6x
4.3x
126.4 B
—
63.9%
87.9%
0.6
—
84.1%
Valuation • Fair Value

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) Fair Value by Valuation Model

Compare the primary fair value estimate for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$37.68

Estimated downside of 13.6% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$41.10

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$37.68

Comparable-company valuation reference.

Analyst Price Target

$45

Analysts imply upside of 3.1%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

29.711 B

Current operating scale indicator.

Revenue Forecast

32.61 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Intesa Sanpaolo SpA PK (OTC-ISNP.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

0.6

Lower score that deserves closer risk review.

FCF / Net Income

84.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Intesa Sanpaolo SpA PK (OTC-ISNP.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 29, 2026

Days to Earnings

8

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

4.4%

Income yield reference.

Upcoming Dividend

1.89

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Intesa Sanpaolo SpA PK (OTC-ISNP.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) Stock Forecast & Technical Outlook

Review Intesa Sanpaolo SpA PK (OTC-ISNP.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Intesa Sanpaolo SpA PK (OTC-ISNP.Y) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ • Fast Investor Answers

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) Stock FAQ

Quick answers about Intesa Sanpaolo SpA PK (OTC-ISNP.Y) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$37.68
Estimated downside 13.6%
Valuation Rating
Overvalued
Estimated downside of 13.6%
Analyst Target
$45
Implied upside 3.1%
Financial Health
Great
Current financial-health read

The current fair value estimate for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is $37.68. This implies an estimated downside of 13.6% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.6% versus the current market price.

The available analyst price target for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is $45. The analyst target implies estimated upside of 3.1%.

The current financial health read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is July 29, 2026.

Based on the current data, dividend yield is 4.4%, upcoming dividend amount is 1.89.

The current P/E ratio listed for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is 11.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Intesa Sanpaolo SpA PK is 126.4 B.

The ticker symbol for Intesa Sanpaolo SpA PK is OTC-ISNP.Y, and the stock is listed on OTC Markets.

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Intesa Sanpaolo SpA PK is 63.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Intesa Sanpaolo SpA PK is 87.9%. Free float helps investors understand how much of the share base is available for public trading.

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