Intesa Sanpaolo SpA PK (ISNPY)

Intesa Sanpaolo S.p.A. is a major Italian banking group with activities across Italy, Central and Eastern Europe, the Middle East, and North Africa. The group operates through six business areas: Banca dei Territori, IMI Corporate & Investment Banking, International Banks, Asset Management, Private Banking, and Insurance. Its services include lending and deposits, private and commercial banking, corporate and transaction banking, structured and investment finance, public finance, capital markets, insurance, asset and wealth management, private investments, and bancassurance. The bank also provides industrial loans, leasing, factoring, and digital banking services to individuals, businesses, institutions, and public-sector clients. This listing is an OTC depositary receipt for Intesa Sanpaolo S.p.A., headquartered in Turin, Italy.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ISNP.Y
$40.32
-13.4% Downside
Fair
$45
-3.4% Downside
Fair
Good
4.0%
October 30, 2026
12.1x
1.7x
4.5x
134.2 B
69.5%
87.9%
0.6
68.5%
36.3%
Valuation • Fair Value

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) Fair Value by Valuation Model

Review the available estimates for Intesa Sanpaolo SpA PK (OTC-ISNP.Y), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$40.32

Estimated downside of 13.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$43.14

Classic Ben Graham valuation formula reference.

Comps Fair Value

$40.32

Comparable-company valuation reference.

Analyst Price Target

$45

Analysts imply downside of 3.4%.

How to read these valuation models

Use the 5 available valuation references for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

29.84 B

Current operating scale indicator.

Revenue Forecast

33.245 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Intesa Sanpaolo SpA PK (OTC-ISNP.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

0.6

Lower score that deserves closer risk review.

FCF / Net Income

36.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Intesa Sanpaolo SpA PK (OTC-ISNP.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 30, 2026

Days to Earnings

38

Dividend Yield

4.0%

Current income yield reference.

Payout Ratio

68.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Intesa Sanpaolo SpA PK (OTC-ISNP.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) Stock Forecast & Technical Outlook

Review Intesa Sanpaolo SpA PK (OTC-ISNP.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Intesa Sanpaolo SpA PK (OTC-ISNP.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Intesa Sanpaolo SpA PK (OTC-ISNP.Y) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) Stock FAQ

Data-supported answers about Intesa Sanpaolo SpA PK (OTC-ISNP.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$40.32
Estimated downside 13.4%
Valuation Rating
Overvalued
Estimated downside of 13.4%
Analyst Target
$45
Implied downside 3.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is $40.32. This implies an estimated downside of 13.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.4% versus the current market price.

The available analyst price target for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is $45. The analyst target implies estimated downside of 3.4%.

The current financial health read for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is October 30, 2026.

Based on the current data, dividend yield is 4.0%.

The current P/E ratio listed for Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is 12.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Intesa Sanpaolo SpA PK is 134.2 B.

The ticker symbol for Intesa Sanpaolo SpA PK is OTC-ISNP.Y, and the stock is listed on OTC Markets.

Intesa Sanpaolo SpA PK (OTC-ISNP.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Intesa Sanpaolo SpA PK is 69.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Intesa Sanpaolo SpA PK is 87.9%. Free float helps investors understand how much of the share base is available for public trading.