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Mediobanca Banca di Credito Finanziario SpA ADR (MDIBY)

Mediobanca Banca di Credito Finanziario S.p.A. is an Italian banking group whose ADR trades on OTC Markets under the symbol MDIB.Y. The depositary receipt represents common stock of the issuer, which conducts banking and related financial activities in Italy, other European countries, the United States, Asia, and additional international markets. Through its main business segments, the group provides wealth management, consumer finance, corporate and investment banking, insurance-related principal investing, and central holding functions. Its services include portfolio and asset management, private banking, consumer lending products, capital markets and advisory work, trading, factoring, credit management, treasury, and asset-liability management. Founded in 1946 and headquartered in Milan, Italy, Mediobanca operates as a subsidiary of Banca Monte dei Paschi di Siena S.p.A.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-MDIB.Y
$32.74
0.3% Upside
Fair
Not available
Not available
Good
1.4%
November 5, 2026
21.9x
2.0x
8.6x
26.439 B
71.3%
95.4%
2.0
104.6%
289.9%
Valuation • Fair Value

Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) Fair Value by Valuation Model

Review the available estimates for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$32.74

Estimated upside of 0.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$16.82

Classic Ben Graham valuation formula reference.

DDM Fair Value

$47.06

Dividend discount model valuation reference.

Comps Fair Value

$23.20

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

3.111 B

Current operating scale indicator.

Revenue Forecast

4.43 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

2.0

Intermediate risk zone.

FCF / Net Income

289.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 5, 2026

Days to Earnings

44

Dividend Yield

1.4%

Current income yield reference.

Payout Ratio

104.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) Stock FAQ

Data-supported answers about Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$32.74
Estimated upside 0.3%
Valuation Rating
Near Fair Value
Price is close to fair value
Financial Health
Good
Current financial-health read

The current fair value estimate for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is $32.74. This implies an estimated upside of 0.3% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The current financial health read for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is November 5, 2026.

Based on the current data, dividend yield is 1.4%.

The current P/E ratio listed for Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is 21.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Mediobanca Banca di Credito Finanziario SpA ADR is 26.439 B.

The ticker symbol for Mediobanca Banca di Credito Finanziario SpA ADR is OTC-MDIB.Y, and the stock is listed on OTC Markets.

Mediobanca Banca di Credito Finanziario SpA ADR (OTC-MDIB.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Mediobanca Banca di Credito Finanziario SpA ADR is 71.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Mediobanca Banca di Credito Finanziario SpA ADR is 95.4%. Free float helps investors understand how much of the share base is available for public trading.

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