What is the fair value of Carter Bank and Trust (NASDAQ-CARE) stock?

The current fair value estimate for Carter Bank and Trust (NASDAQ-CARE) is $29.82. This implies an estimated downside of 1.5% versus the current market price.

Is Carter Bank and Trust (NASDAQ-CARE) undervalued or overvalued?

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

What is the analyst price target for NASDAQ-CARE stock?

The available analyst price target for Carter Bank and Trust (NASDAQ-CARE) is $35.08. The analyst target implies estimated upside of 15.9%.

How is the financial health of Carter Bank and Trust?

The current financial health read for Carter Bank and Trust (NASDAQ-CARE) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Carter Bank and Trust's next earnings date?

The next earnings date currently listed for Carter Bank and Trust (NASDAQ-CARE) is October 22, 2026.

Does Carter Bank and Trust (NASDAQ-CARE) pay dividends?

Based on the current data, dividend yield is 1.3%.

What is the P/E ratio for Carter Bank and Trust (NASDAQ-CARE)?

The current P/E ratio listed for Carter Bank and Trust (NASDAQ-CARE) is 5.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Carter Bank and Trust?

The current market capitalization listed for Carter Bank and Trust is 671.1 M.

What is the ticker symbol for Carter Bank and Trust?

The ticker symbol for Carter Bank and Trust is NASDAQ-CARE, and the stock is listed on NASDAQ.

Where is Carter Bank and Trust (NASDAQ-CARE) listed?

Carter Bank and Trust (NASDAQ-CARE) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Carter Bank and Trust?

The current debt-to-total-capital ratio listed for Carter Bank and Trust is 1.6%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Carter Bank and Trust?

The free float listed for Carter Bank and Trust is 95.8%. Free float helps investors understand how much of the share base is available for public trading.

Carter Bank and Trust (CARE) Fair Value & Stock Analysis |...

Carter Bank and Trust (CARE)

Carter Bankshares, Inc. is the bank holding company for Carter Bank & Trust, a U.S. financial institution that provides retail and commercial banking services, along with insurance-related services. Through its banking operations, the company offers a range of deposit accounts such as checking, savings, retirement, and money market products, as well as certificates of deposit. Its lending activities include commercial loans, residential mortgages, consumer loans, home equity lines of credit, and credit cards. The company also provides treasury and cash management services, title insurance, and a suite of digital and branch-based banking tools, including online and mobile banking, bill payment, account opening, debit cards, and ATM access. Carter Bankshares was founded in 1974 and is headquartered in Martinsville, Virginia.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-CARE	$29.82	-1.5% Downside	Fair	$35.08	15.9% Upside	Fair	Great	1.3%	October 22, 2026	5.3x	1.2x	2.3x	671.1 M	1.6%	95.8%	-1.4	1.7%	46.3%