Back to Results

CIB Marine Bancshares Inc (CIBH)

Featured in Overvalued Stocks

CIB Marine Bancshares, Inc. (OTC: CIBH) is a common stock listing tied to a bank holding company and its subsidiary, CIBM Bank. Through the bank, the company serves individual and business customers in Illinois, Indiana, and Wisconsin with a range of commercial banking services. Its offerings include deposit products such as checking, savings, and time deposits, along with lending for commercial, commercial real estate, construction, government guaranteed, residential real estate, home equity, and consumer purposes. The company also provides commercial and standby letters of credit, trust services, cash management, repurchase agreements, and other banking-related services. In addition, it maintains an investment in securities. Founded in 1985 and based in Brookfield, Wisconsin, the company was previously known as Central Illinois Bancorp, Inc. before adopting its current name in August 1999.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-CIBH
$33.80
-19.4% Downside
Overvalued
—
—
—
Fair
—
—
—
0.0%
October 14, 2026
26.5x
0.7x
2.0x
55.334 M
—
58.8%
—
-2.6
—
—
Valuation • Fair Value

CIB Marine Bancshares Inc (OTC-CIBH) Fair Value by Valuation Model

Compare the primary fair value estimate for CIB Marine Bancshares Inc (OTC-CIBH) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$33.80

Estimated downside of 19.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$17.59

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$33.80

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for CIB Marine Bancshares Inc (OTC-CIBH) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for CIB Marine Bancshares Inc (OTC-CIBH)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

27.472 M

Current operating scale indicator.

Revenue Forecast

27.404 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review CIB Marine Bancshares Inc (OTC-CIBH) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for CIB Marine Bancshares Inc (OTC-CIBH)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

2

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-2.6

Lower score that deserves closer risk review.

FCF / Net Income

Not available

Data is currently unavailable.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for CIB Marine Bancshares Inc (OTC-CIBH). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for CIB Marine Bancshares Inc (OTC-CIBH)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 14, 2026

Days to Earnings

85

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for CIB Marine Bancshares Inc (OTC-CIBH), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

CIB Marine Bancshares Inc (OTC-CIBH) Stock Forecast & Technical Outlook

Review CIB Marine Bancshares Inc (OTC-CIBH) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for CIB Marine Bancshares Inc (OTC-CIBH)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for CIB Marine Bancshares Inc (OTC-CIBH) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

CIB Marine Bancshares Inc (OTC-CIBH) Stock FAQ

Quick answers about CIB Marine Bancshares Inc (OTC-CIBH) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$33.80
Estimated downside 19.4%
Valuation Rating
Overvalued
Estimated downside of 19.4%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Fair
Current financial-health read

The current fair value estimate for CIB Marine Bancshares Inc (OTC-CIBH) is $33.80. This implies an estimated downside of 19.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 19.4% versus the current market price.

An analyst price target for CIB Marine Bancshares Inc (OTC-CIBH) is not currently available in the latest data file.

The current financial health read for CIB Marine Bancshares Inc (OTC-CIBH) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for CIB Marine Bancshares Inc (OTC-CIBH) is October 14, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for CIB Marine Bancshares Inc (OTC-CIBH) is 26.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for CIB Marine Bancshares Inc is 55.334 M.

The ticker symbol for CIB Marine Bancshares Inc is OTC-CIBH, and the stock is listed on OTC Markets.

CIB Marine Bancshares Inc (OTC-CIBH) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for CIB Marine Bancshares Inc is 58.8%, which helps investors evaluate the company’s financing structure and leverage profile.

Similar Banks Stocks on OTC Markets View more

Industrial and Commercial Bank of China (IDCBF) Industrial and Commercial Bank of China (IDCBF)
Industrial Commercial Bank of China (IDCBY) Industrial Commercial Bank of China (IDCBY)
HSBC Holdings PLC (HBCYF) HSBC Holdings PLC (HBCYF)
Agricultural Bank Of China (ACGBF) Agricultural Bank Of China (ACGBF)
Agricultural Bank of China PK (ACGBY) Agricultural Bank of China PK (ACGBY)
China Construction Bank Corp (CICHF) China Construction Bank Corp (CICHF)
China Construction Bank Corp (CICHY) China Construction Bank Corp (CICHY)
Bank of China Ltd ADR (BACHY) Bank of China Ltd ADR (BACHY)
Bank of China Ltd H (BACHF) Bank of China Ltd H (BACHF)
Commonwealth Bank of Australia PK (CMWAY) Commonwealth Bank of Australia PK (CMWAY)
Sumitomo Mitsui Financial (SMFNF) Sumitomo Mitsui Financial (SMFNF)
DBS Group Holdings Ltd ADR (DBSDY) DBS Group Holdings Ltd ADR (DBSDY)
China Merchants Bank Co Ltd (CIHKY) China Merchants Bank Co Ltd (CIHKY)
China Merchants Bank Co Ltd Class H (CIHHF) China Merchants Bank Co Ltd Class H (CIHHF)
UniCredit SpA ADR (UNCRY) UniCredit SpA ADR (UNCRY)
BNP Paribas SA (BNPQF) BNP Paribas SA (BNPQF)
BNP Paribas SA ADR (BNPQY) BNP Paribas SA ADR (BNPQY)
Intesa Sanpaolo SpA PK (ISNPY) Intesa Sanpaolo SpA PK (ISNPY)
Oversea Chinese Banking Corporation Ltd DRC (OVCHY) Oversea Chinese Banking Corporation Ltd DRC (OVCHY)
Caixabank SA ADR (CAIXY) Caixabank SA ADR (CAIXY)
Barclays PLC (BCLYF) Barclays PLC (BCLYF)
Postal Savings Bank of China Co Ltd ADR (PSTVY) Postal Savings Bank of China Co Ltd ADR (PSTVY)
Bank of Communications Co Ltd ADR (BCMXY) Bank of Communications Co Ltd ADR (BCMXY)
National Australia Bank Ltd (NAUBF) National Australia Bank Ltd (NAUBF)