CIB Marine Bancshares Inc (CIBH)

CIB Marine Bancshares, Inc. (OTC: CIBH) is a common stock listing tied to a bank holding company and its subsidiary, CIBM Bank. Through the bank, the company serves individual and business customers in Illinois, Indiana, and Wisconsin with a range of commercial banking services. Its offerings include deposit products such as checking, savings, and time deposits, along with lending for commercial, commercial real estate, construction, government guaranteed, residential real estate, home equity, and consumer purposes. The company also provides commercial and standby letters of credit, trust services, cash management, repurchase agreements, and other banking-related services. In addition, it maintains an investment in securities. Founded in 1985 and based in Brookfield, Wisconsin, the company was previously known as Central Illinois Bancorp, Inc. before adopting its current name in August 1999.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score
OTC-CIBH
$31.62
-18.8% Downside
Overvalued
Not available
Not available
Weak
0.0%
January 22, 2027
26.3x
0.6x
1.9x
51.369 M
53.9%
-2.6
Valuation • Fair Value

CIB Marine Bancshares Inc (OTC-CIBH) Fair Value by Valuation Model

Review the available estimates for CIB Marine Bancshares Inc (OTC-CIBH), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$31.62

Estimated downside of 18.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$16.42

Classic Ben Graham valuation formula reference.

Comps Fair Value

$31.62

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for CIB Marine Bancshares Inc (OTC-CIBH) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for CIB Marine Bancshares Inc (OTC-CIBH)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

27.035 M

Current operating scale indicator.

Revenue Forecast

27.404 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review CIB Marine Bancshares Inc (OTC-CIBH) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for CIB Marine Bancshares Inc (OTC-CIBH)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

2

Weak quality score that deserves closer review.

Altman Z-Score

-2.6

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for CIB Marine Bancshares Inc (OTC-CIBH). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for CIB Marine Bancshares Inc (OTC-CIBH)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 22, 2027

Days to Earnings

77

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for CIB Marine Bancshares Inc (OTC-CIBH), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for CIB Marine Bancshares Inc (OTC-CIBH) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

CIB Marine Bancshares Inc (OTC-CIBH) Stock FAQ

Data-supported answers about CIB Marine Bancshares Inc (OTC-CIBH), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$31.62
Estimated downside 18.8%
Valuation Rating
Overvalued
Estimated downside of 18.8%
Financial Health
Weak
Current financial-health read

The current fair value estimate for CIB Marine Bancshares Inc (OTC-CIBH) is $31.62. This implies an estimated downside of 18.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 18.8% versus the current market price.

The current financial health read for CIB Marine Bancshares Inc (OTC-CIBH) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for CIB Marine Bancshares Inc (OTC-CIBH) is January 22, 2027.

The latest available data indicates no current dividend yield for CIB Marine Bancshares Inc (OTC-CIBH).

The current P/E ratio listed for CIB Marine Bancshares Inc (OTC-CIBH) is 26.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for CIB Marine Bancshares Inc is 51.369 M.

The ticker symbol for CIB Marine Bancshares Inc is OTC-CIBH, and the stock is listed on OTC Markets.

CIB Marine Bancshares Inc (OTC-CIBH) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for CIB Marine Bancshares Inc is 53.9%, which helps investors evaluate the company’s financing structure and leverage profile.