Ballston Spa Bancorp Inc (BSPA)
Ballston Spa Bancorp Inc. is a common stock listing on OTC Markets for the holding company of Ballston Spa National Bank. Through its banking subsidiary, the company serves corporate, municipal, and individual clients in the United States with a broad mix of financial services. Its offerings include deposit accounts such as checking, savings, money market, health savings, and individual retirement accounts, along with certificates of deposit and a range of lending products covering residential, consumer, commercial, and small business needs. The company also provides fiduciary, brokerage, and wealth management-related services, including trusteeship, estate settlement, and special needs and disability trusts. Additional services include treasury management, merchant and payment processing, online and mobile banking, and digital payment solutions. Founded in 1838, Ballston Spa Bancorp is headquartered in Ballston Spa, New York.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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OTC-BSPA
|
$50.54
|
-34.2% Downside
|
Overvalued
|
—
|
—
|
—
|
Fair
|
—
|
—
|
1.32
|
1.7%
|
August 21, 2026
|
24.8x
|
1.2x
|
2.9x
|
86.431 M
|
—
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38.1%
|
88.0%
|
-1.7
|
28.1%
|
17.2%
|
