Home Loan Financial Corp (HLFN)

Home Loan Financial Corp (HLFN) is a common stock listing on OTC Markets representing Home Loan Financial Corporation, a unitary thrift holding company. Through its banking operations in the United States, the company provides deposit products including checking, savings, and term certificate accounts, along with a range of lending activities such as residential and nonresidential mortgages, residential construction and land loans, commercial loans, and consumer lending. Its consumer credit products include home improvement, education, savings-secured, motor vehicle, unsecured, and credit card loans. The company also sells life insurance, annuity, long-term care insurance, and investment products. Incorporated in 1997 and based in Coshocton, Ohio, it operates within the financials sector and banking industry.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-HLFN
$42.98
-8.5% Downside
Fair
Not available
Not available
Great
11.7%
October 15, 2026
7.6x
1.3x
3.4x
66.245 M
19.9%
-1.5
33.9%
114.6%
Valuation • Fair Value

Home Loan Financial Corp (OTC-HLFN) Fair Value by Valuation Model

Review the available estimates for Home Loan Financial Corp (OTC-HLFN), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$42.98

Estimated downside of 8.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$68.99

Classic Ben Graham valuation formula reference.

Comps Fair Value

$42.98

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Home Loan Financial Corp (OTC-HLFN) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Home Loan Financial Corp (OTC-HLFN)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

19.408 M

Current operating scale indicator.

Revenue Forecast

21.834 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Home Loan Financial Corp (OTC-HLFN) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Home Loan Financial Corp (OTC-HLFN)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

114.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Home Loan Financial Corp (OTC-HLFN). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Home Loan Financial Corp (OTC-HLFN)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 15, 2026

Days to Earnings

23

Dividend Yield

11.7%

Current income yield reference.

Payout Ratio

33.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Home Loan Financial Corp (OTC-HLFN), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Home Loan Financial Corp (OTC-HLFN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Home Loan Financial Corp (OTC-HLFN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Home Loan Financial Corp (OTC-HLFN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Home Loan Financial Corp (OTC-HLFN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Home Loan Financial Corp (OTC-HLFN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Home Loan Financial Corp (OTC-HLFN) Stock FAQ

Data-supported answers about Home Loan Financial Corp (OTC-HLFN), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$42.98
Estimated downside 8.5%
Valuation Rating
Overvalued
Estimated downside of 8.5%
Financial Health
Great
Current financial-health read

The current fair value estimate for Home Loan Financial Corp (OTC-HLFN) is $42.98. This implies an estimated downside of 8.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 8.5% versus the current market price.

The current financial health read for Home Loan Financial Corp (OTC-HLFN) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Home Loan Financial Corp (OTC-HLFN) is October 15, 2026.

Based on the current data, dividend yield is 11.7%.

The current P/E ratio listed for Home Loan Financial Corp (OTC-HLFN) is 7.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Home Loan Financial Corp is 66.245 M.

The ticker symbol for Home Loan Financial Corp is OTC-HLFN, and the stock is listed on OTC Markets.

Home Loan Financial Corp (OTC-HLFN) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Home Loan Financial Corp is 19.9%, which helps investors evaluate the company’s financing structure and leverage profile.