KS Bancorp Inc (KSBI)

KS Bancorp Inc. is a bank holding company whose common stock is quoted on OTC Markets under the symbol KSBI. Through its banking subsidiary, KS Bank, Inc., the company serves individuals and businesses in North Carolina with a broad range of banking services. Its offerings include personal deposit accounts such as checking, savings, money market, and individual retirement accounts, along with certificates of deposit and a variety of personal lending products. These loans cover vehicle, boat and marine, recreational, student, debt consolidation, deposit- and investment-secured borrowing, home equity loans, lines of credit, and credit cards. KS Bancorp also provides business checking and savings accounts, payroll card accounts, construction lending, commercial loans, and financing for inventory, receivables, seasonal cash needs, equipment, facilities, and real estate. Additional services include merchant services, payroll, cash management, remote deposit, mortgage lending, and wealth management solutions such as investment, retirement and financial planning, trust and estate services, and private banking. Founded in 1924 and headquartered in Smithfield, North Carolina, the company also supports customers through online, mobile, and telephone banking.

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