North Dallas Bank & Trust Co (NODB)

North Dallas Bank & Trust Co. is an independent community bank based in Dallas, Texas, and its common stock trades on OTC Markets under the ticker NODB. Founded in 1961, the company serves customers in Texas with a range of personal and business banking services. Its offerings include checking and savings accounts, certificates of deposit, individual retirement accounts, consumer lending products such as vehicle, personal, home equity, home improvement, and construction-related loans, as well as debit and credit cards and mortgage loans. The bank also provides online and mobile banking access. For commercial clients, it offers business lines of credit, equipment financing, commercial real estate lending, interim construction loans, healthcare financing, and physician services, along with treasury services covering payables, receivables, reporting, liquidity management, and fraud mitigation. In addition, the company provides investment management, trust, retirement, financial planning, and wealth management services.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-NODB
$60.66
-6.0% Downside
Fair
Fair
July 17, 2026
July 24, 2026
0.4
0.6%
July 24, 2026
18.2x
3.4x
165.8 M
0.0%
18.9%
Valuation • Fair Value

North Dallas Bank & Trust Co (OTC-NODB) Fair Value by Valuation Model

Compare the primary fair value estimate for North Dallas Bank & Trust Co (OTC-NODB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$60.66

Estimated downside of 6.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$39.33

Classic Ben Graham valuation formula reference.

DDM Fair Value

$65.85

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$58.07

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for North Dallas Bank & Trust Co (OTC-NODB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for North Dallas Bank & Trust Co (OTC-NODB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

49.413 M

Current operating scale indicator.

Revenue Forecast

53.955 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review North Dallas Bank & Trust Co (OTC-NODB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for North Dallas Bank & Trust Co (OTC-NODB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

1

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

Not available

Data is currently unavailable.

FCF / Net Income

Not available

Data is currently unavailable.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for North Dallas Bank & Trust Co (OTC-NODB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for North Dallas Bank & Trust Co (OTC-NODB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 24, 2026

Days to Earnings

3

Dividend Payment Date

July 24, 2026

Ex-Dividend Date

July 17, 2026

Dividend Yield

0.6%

Income yield reference.

Upcoming Dividend

0.4

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for North Dallas Bank & Trust Co (OTC-NODB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

North Dallas Bank & Trust Co (OTC-NODB) Stock Forecast & Technical Outlook

Review North Dallas Bank & Trust Co (OTC-NODB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for North Dallas Bank & Trust Co (OTC-NODB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for North Dallas Bank & Trust Co (OTC-NODB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for North Dallas Bank & Trust Co (OTC-NODB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for North Dallas Bank & Trust Co (OTC-NODB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for North Dallas Bank & Trust Co (OTC-NODB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for North Dallas Bank & Trust Co (OTC-NODB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for North Dallas Bank & Trust Co (OTC-NODB) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

North Dallas Bank & Trust Co (OTC-NODB) Stock FAQ

Quick answers about North Dallas Bank & Trust Co (OTC-NODB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$60.66
Estimated downside 6.0%
Valuation Rating
Overvalued
Estimated downside of 6.0%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Fair
Current financial-health read

The current fair value estimate for North Dallas Bank & Trust Co (OTC-NODB) is $60.66. This implies an estimated downside of 6.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 6.0% versus the current market price.

An analyst price target for North Dallas Bank & Trust Co (OTC-NODB) is not currently available in the latest data file.

The current financial health read for North Dallas Bank & Trust Co (OTC-NODB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for North Dallas Bank & Trust Co (OTC-NODB) is July 24, 2026.

Based on the current data, dividend yield is 0.6%, upcoming dividend amount is 0.4, ex-dividend date is July 17, 2026, payment date is July 24, 2026.

The current P/E ratio listed for North Dallas Bank & Trust Co (OTC-NODB) is 18.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for North Dallas Bank & Trust Co is 165.8 M.

The ticker symbol for North Dallas Bank & Trust Co is OTC-NODB, and the stock is listed on OTC Markets.

North Dallas Bank & Trust Co (OTC-NODB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for North Dallas Bank & Trust Co is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for North Dallas Bank & Trust Co is 18.9%. Free float helps investors understand how much of the share base is available for public trading.