Ottawa Savings Bancorp Inc (OTTW)

Ottawa Savings Bancorp Inc. (OTCW) is a common stock listing for Ottawa Bancorp, Inc., the bank holding company for OSB Community Bank. Based in Ottawa, Illinois, the company serves individual and corporate customers through its savings bank operations. Its banking activities include deposit products such as savings, checking, money market, and interest-bearing accounts, along with certificates of deposit, business checking, and municipal accounts. Ottawa Bancorp also provides a range of lending and financing products, including business and investor real estate loans, lines of credit, equipment and vehicle loans, and consumer and mortgage-related lending. In addition, the company offers cash management, digital banking, commercial leasing, business credit cards, and various branch-based services.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-OTTW
$16.91
-10.1% Downside
Fair
Not available
Not available
Fair
2.3%
October 30, 2026
18.8x
1.1x
3.4x
43.262 M
28.3%
-1.3
60.5%
Valuation • Fair Value

Ottawa Savings Bancorp Inc (OTC-OTTW) Fair Value by Valuation Model

Review the available estimates for Ottawa Savings Bancorp Inc (OTC-OTTW), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$16.91

Estimated downside of 10.1% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$11.07

Classic Ben Graham valuation formula reference.

DDM Fair Value

$22.01

Dividend discount model valuation reference.

Comps Fair Value

$15.21

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Ottawa Savings Bancorp Inc (OTC-OTTW) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Ottawa Savings Bancorp Inc (OTC-OTTW)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

12.681 M

Current operating scale indicator.

Revenue Forecast

13.067 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Ottawa Savings Bancorp Inc (OTC-OTTW) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Ottawa Savings Bancorp Inc (OTC-OTTW)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.3

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Ottawa Savings Bancorp Inc (OTC-OTTW). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Ottawa Savings Bancorp Inc (OTC-OTTW)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 30, 2026

Days to Earnings

38

Dividend Yield

2.3%

Current income yield reference.

Payout Ratio

60.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Ottawa Savings Bancorp Inc (OTC-OTTW), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Ottawa Savings Bancorp Inc (OTC-OTTW) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Ottawa Savings Bancorp Inc (OTC-OTTW) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Ottawa Savings Bancorp Inc (OTC-OTTW) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Ottawa Savings Bancorp Inc (OTC-OTTW) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Ottawa Savings Bancorp Inc (OTC-OTTW) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Ottawa Savings Bancorp Inc (OTC-OTTW) Stock FAQ

Data-supported answers about Ottawa Savings Bancorp Inc (OTC-OTTW), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$16.91
Estimated downside 10.1%
Valuation Rating
Overvalued
Estimated downside of 10.1%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Ottawa Savings Bancorp Inc (OTC-OTTW) is $16.91. This implies an estimated downside of 10.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 10.1% versus the current market price.

The current financial health read for Ottawa Savings Bancorp Inc (OTC-OTTW) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Ottawa Savings Bancorp Inc (OTC-OTTW) is October 30, 2026.

Based on the current data, dividend yield is 2.3%.

The current P/E ratio listed for Ottawa Savings Bancorp Inc (OTC-OTTW) is 18.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Ottawa Savings Bancorp Inc is 43.262 M.

The ticker symbol for Ottawa Savings Bancorp Inc is OTC-OTTW, and the stock is listed on OTC Markets.

Ottawa Savings Bancorp Inc (OTC-OTTW) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Ottawa Savings Bancorp Inc is 28.3%, which helps investors evaluate the company’s financing structure and leverage profile.