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Permanent TSB Group Holdings PLC ADR (ILPMY)

Featured in Bullish Trend Stocks Undervalued Banks/Financial Stocks

Permanent TSB Group Holdings PLC ADR is a depositary receipt representing the company’s common stock and trades on OTC Markets under the symbol ILPM.Y. The underlying issuer is Permanent TSB Group Holdings plc, a banking group focused on retail and small and medium-sized enterprise customers in the Republic of Ireland. Its activities include transactional banking, lending, savings, and deposit-taking services. The group distributes its products and services through branches, brokers, direct channels, digital platforms, and SME-focused channels. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ILPM.Y
$4.01
19.7% Upside
Undervalued
Not available
Not available
Fair
0.3%
October 28, 2026
15.9x
0.6x
2.3x
1.853 B
55.8%
92.0%
-1.6
34.8%
-435.3%
Valuation • Fair Value

Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) Fair Value by Valuation Model

Review the available estimates for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$4.01

Estimated upside of 19.7% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$2.74

Classic Ben Graham valuation formula reference.

DDM Fair Value

$5.83

Dividend discount model valuation reference.

Comps Fair Value

$3.40

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

810.8 M

Current operating scale indicator.

Revenue Forecast

808.9 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

-435.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

36

Dividend Yield

0.3%

Current income yield reference.

Payout Ratio

34.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) Stock FAQ

Data-supported answers about Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$4.01
Estimated upside 19.7%
Valuation Rating
Undervalued
Estimated upside of 19.7%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is $4.01. This implies an estimated upside of 19.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 19.7% versus the current market price.

The current financial health read for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is October 28, 2026.

Based on the current data, dividend yield is 0.3%.

The current P/E ratio listed for Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is 15.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Permanent TSB Group Holdings PLC ADR is 1.853 B.

The ticker symbol for Permanent TSB Group Holdings PLC ADR is OTC-ILPM.Y, and the stock is listed on OTC Markets.

Permanent TSB Group Holdings PLC ADR (OTC-ILPM.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Permanent TSB Group Holdings PLC ADR is 55.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Permanent TSB Group Holdings PLC ADR is 92.0%. Free float helps investors understand how much of the share base is available for public trading.

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