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Postal Savings Bank of China Co Ltd ADR (PSTVY)

Featured in Undervalued Banks/Financial Stocks

Postal Savings Bank of China Co., Ltd. is represented on OTC Markets through an ADR linked to the company’s common stock. The underlying issuer is a Beijing-based banking group founded in 2007 and operating in the People’s Republic of China through directly operated and agency outlets. Through its subsidiaries, the bank serves retail and corporate customers with a broad range of deposit, lending, payments, remittance, trade finance, foreign exchange, custody, and bank card services, along with online banking and related corporate banking solutions. Its lending activities include consumer, mortgage, agriculture-related, commercial property, project, and other specialized loans. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation Limited.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-PSTV.Y
$16.42
17.3% Upside
Fair
Not available
Not available
Fair
December 3, 2026
February 5, 2027
5.0%
October 28, 2026
7.4x
0.5x
1.9x
93.424 B
51.5%
14.1%
-1.3
41.7%
-1,003.0%
Valuation • Fair Value

Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) Fair Value by Valuation Model

Review the available estimates for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$16.42

Estimated upside of 17.3% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$19.39

Classic Ben Graham valuation formula reference.

DDM Fair Value

$26.99

Dividend discount model valuation reference.

Comps Fair Value

$12.89

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

47.367 B

Current operating scale indicator.

Revenue Forecast

56.956 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

1

Weak quality score that deserves closer review.

Altman Z-Score

-1.3

Lower score that deserves closer risk review.

FCF / Net Income

-1,003.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

36

Dividend Payment Date

February 5, 2027

Ex-Dividend Date

December 3, 2026

Dividend Yield

5.0%

Current income yield reference.

Payout Ratio

41.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) Stock FAQ

Data-supported answers about Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$16.42
Estimated upside 17.3%
Valuation Rating
Undervalued
Estimated upside of 17.3%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is $16.42. This implies an estimated upside of 17.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 17.3% versus the current market price.

The current financial health read for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is October 28, 2026.

Based on the current data, dividend yield is 5.0%, ex-dividend date is December 3, 2026, payment date is February 5, 2027.

The current P/E ratio listed for Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is 7.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Postal Savings Bank of China Co Ltd ADR is 93.424 B.

The ticker symbol for Postal Savings Bank of China Co Ltd ADR is OTC-PSTV.Y, and the stock is listed on OTC Markets.

Postal Savings Bank of China Co Ltd ADR (OTC-PSTV.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Postal Savings Bank of China Co Ltd ADR is 51.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Postal Savings Bank of China Co Ltd ADR is 14.1%. Free float helps investors understand how much of the share base is available for public trading.

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