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Powszechna Kasa Oszczednosci Bank Polski SA ADR (PSZKY)

Featured in Overvalued Stocks

Powszechna Kasa Oszczednosci Bank Polski SA ADR is a depositary receipt linked to the common stock of Powszechna Kasa Oszczednosci Bank Polski Spółka Akcyjna, a banking group based in Warsaw, Poland. Through its domestic and international operations, the issuer provides a broad range of financial services across retail, corporate, and investment banking, as well as transfer-center and other activities. Its offering includes deposit accounts, term deposits, consumer and mortgage lending, business and corporate financing, cards, payments, online and mobile banking, private banking, leasing, factoring, cash management, trade finance, safekeeping, brokerage, and selected insurance and investment products. The group also carries out activities in pension and investment fund management, real estate, securitization, debt collection, fleet management, and other support services for individuals, businesses, and public-sector clients.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-PSZK.Y
$24.33
-14.3% Downside
Fair
—
—
—
Good
August 5, 2026
September 2, 2026
1.25
4.3%
October 29, 2026
12.4x
2.2x
4.6x
35.19 B
—
22.7%
70.5%
-1.3
63.8%
-309.9%
Valuation • Fair Value

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) Fair Value by Valuation Model

Compare the primary fair value estimate for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$24.33

Estimated downside of 14.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$25.11

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$24.33

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

7.858 B

Current operating scale indicator.

Revenue Forecast

8.203 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

1

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.3

Lower score that deserves closer risk review.

FCF / Net Income

-309.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 29, 2026

Days to Earnings

100

Dividend Payment Date

September 2, 2026

Ex-Dividend Date

August 5, 2026

Dividend Yield

4.3%

Income yield reference.

Upcoming Dividend

1.25

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

63.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) Stock Forecast & Technical Outlook

Review Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) Stock FAQ

Quick answers about Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$24.33
Estimated downside 14.3%
Valuation Rating
Overvalued
Estimated downside of 14.3%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is $24.33. This implies an estimated downside of 14.3% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 14.3% versus the current market price.

An analyst price target for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is not currently available in the latest data file.

The current financial health read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is October 29, 2026.

Based on the current data, dividend yield is 4.3%, upcoming dividend amount is 1.25, ex-dividend date is August 5, 2026, payment date is September 2, 2026.

The current P/E ratio listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is 12.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR is 35.19 B.

The ticker symbol for Powszechna Kasa Oszczednosci Bank Polski SA ADR is OTC-PSZK.Y, and the stock is listed on OTC Markets.

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR is 22.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR is 70.5%. Free float helps investors understand how much of the share base is available for public trading.

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