Powszechna Kasa Oszczednosci Bank Polski SA ADR (PSZKY)

Powszechna Kasa Oszczednosci Bank Polski SA ADR is a depositary receipt linked to the common stock of Powszechna Kasa Oszczednosci Bank Polski Spółka Akcyjna, a banking group based in Warsaw, Poland. Through its domestic and international operations, the issuer provides a broad range of financial services across retail, corporate, and investment banking, as well as transfer-center and other activities. Its offering includes deposit accounts, term deposits, consumer and mortgage lending, business and corporate financing, cards, payments, online and mobile banking, private banking, leasing, factoring, cash management, trade finance, safekeeping, brokerage, and selected insurance and investment products. The group also carries out activities in pension and investment fund management, real estate, securitization, debt collection, fleet management, and other support services for individuals, businesses, and public-sector clients.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-PSZK.Y
$25.12
-22.7% Downside
Overvalued
Not available
Not available
Good
3.9%
October 29, 2026
14.2x
2.8x
5.3x
40.533 B
22.8%
70.5%
-1.2
63.2%
-427.6%
Valuation • Fair Value

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) Fair Value by Valuation Model

Review the available estimates for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$25.12

Estimated downside of 22.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$25.41

Classic Ben Graham valuation formula reference.

Comps Fair Value

$25.12

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

7.746 B

Current operating scale indicator.

Revenue Forecast

8.217 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

1

Weak quality score that deserves closer review.

Altman Z-Score

-1.2

Lower score that deserves closer risk review.

FCF / Net Income

-427.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

37

Dividend Yield

3.9%

Current income yield reference.

Payout Ratio

63.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) Stock FAQ

Data-supported answers about Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$25.12
Estimated downside 22.7%
Valuation Rating
Overvalued
Estimated downside of 22.7%
Financial Health
Good
Current financial-health read

The current fair value estimate for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is $25.12. This implies an estimated downside of 22.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 22.7% versus the current market price.

The current financial health read for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is October 29, 2026.

Based on the current data, dividend yield is 3.9%.

The current P/E ratio listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is 14.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR is 40.533 B.

The ticker symbol for Powszechna Kasa Oszczednosci Bank Polski SA ADR is OTC-PSZK.Y, and the stock is listed on OTC Markets.

Powszechna Kasa Oszczednosci Bank Polski SA ADR (OTC-PSZK.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR is 22.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Powszechna Kasa Oszczednosci Bank Polski SA ADR is 70.5%. Free float helps investors understand how much of the share base is available for public trading.