What is the fair value of PSB Holdings Inc (OTC-PSBQ) stock?

The current fair value estimate for PSB Holdings Inc (OTC-PSBQ) is $39.17. This implies an estimated downside of 23.9% versus the current market price.

Is PSB Holdings Inc (OTC-PSBQ) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 23.9% versus the current market price.

How is the financial health of PSB Holdings Inc?

The current financial health read for PSB Holdings Inc (OTC-PSBQ) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is PSB Holdings Inc's next earnings date?

The next earnings date currently listed for PSB Holdings Inc (OTC-PSBQ) is October 28, 2026.

Does PSB Holdings Inc (OTC-PSBQ) pay dividends?

Based on the current data, dividend yield is 1.4%, ex-dividend date is October 8, 2026, payment date is October 30, 2026.

What is the P/E ratio for PSB Holdings Inc (OTC-PSBQ)?

The current P/E ratio listed for PSB Holdings Inc (OTC-PSBQ) is 15.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of PSB Holdings Inc?

The current market capitalization listed for PSB Holdings Inc is 211 M.

What is the ticker symbol for PSB Holdings Inc?

The ticker symbol for PSB Holdings Inc is OTC-PSBQ, and the stock is listed on OTC Markets.

Where is PSB Holdings Inc (OTC-PSBQ) listed?

PSB Holdings Inc (OTC-PSBQ) is listed on OTC Markets.

What is the debt-to-total-capital ratio for PSB Holdings Inc?

The current debt-to-total-capital ratio listed for PSB Holdings Inc is 44.3%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for PSB Holdings Inc?

The free float listed for PSB Holdings Inc is 90.6%. Free float helps investors understand how much of the share base is available for public trading.

PSB Holdings Inc (PSBQ) Fair Value & Stock Analysis

PSB Holdings Inc (PSBQ)

PSB Holdings, Inc. is a bank holding company for Peoples State Bank and its common stock trades on OTC Markets under the ticker PSBQ. Through its banking subsidiary, the company serves individuals and businesses in the United States with a mix of retail and commercial banking products. Its deposit offerings include checking, savings, money market, health savings, and individual retirement accounts, along with certificates of deposit and certificate of deposit account registry services. PSB Holdings also provides cards, overdraft services, cash management, and private banking services. On the lending side, it offers personal, auto, student, business real estate, SBA, mortgage, business line of credit, and healthcare specialty lending. The company also supports customers through digital and mobile banking, online bill pay, eStatements, and business registration services. Founded in 1962, PSB Holdings is headquartered in Wausau, Wisconsin.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
OTC-PSBQ	$39.17	-23.9% Downside	Overvalued	Not available	Not available	Fair	October 8, 2026	October 30, 2026	1.4%	October 28, 2026	15.1x	1.6x	3.9x	211 M	44.3%	90.6%	-1.2	26.7%	118.7%