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Raiffeisen Bank International AG ADR (RAIFY)

Featured in Undervalued Banks/Financial Stocks

Raiffeisen Bank International AG ADR is a depositary receipt representing the common stock of Raiffeisen Bank International AG, a banking group based in Vienna, Austria. Through its subsidiaries, the issuer provides a broad range of banking and financial services to corporate, retail, and institutional clients. Its activities include cash management, financing solutions, digital banking, payment and reporting services, trade and export finance, leasing, wealth management, investment banking, and capital markets services. The group also serves clients across multiple industries, including agriculture and food, mobility, construction, healthcare, infrastructure, manufacturing, energy, real estate, retail, technology, telecom, and utilities. Raiffeisen Bank International operates across Central, Southeastern, and Eastern Europe, with business outlets in countries such as Austria, Croatia, Romania, Serbia, Hungary, Poland, Slovakia, and Ukraine, among others. Founded in 1886, the company is listed on OTC Markets through its ADR structure.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-RAIF.Y
$15.81
-11.9% Downside
Fair
Not available
Not available
Good
1.5%
November 3, 2026
8.8x
0.9x
2.3x
23.804 B
61.1%
38.7%
-0.2
30.3%
61.3%
Valuation • Fair Value

Raiffeisen Bank International AG ADR (OTC-RAIF.Y) Fair Value by Valuation Model

Review the available estimates for Raiffeisen Bank International AG ADR (OTC-RAIF.Y), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$15.81

Estimated downside of 11.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$23.66

Classic Ben Graham valuation formula reference.

Comps Fair Value

$15.81

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Raiffeisen Bank International AG ADR (OTC-RAIF.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

10.145 B

Current operating scale indicator.

Revenue Forecast

10.433 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Raiffeisen Bank International AG ADR (OTC-RAIF.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Raiffeisen Bank International AG ADR (OTC-RAIF.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-0.2

Lower score that deserves closer risk review.

FCF / Net Income

61.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Raiffeisen Bank International AG ADR (OTC-RAIF.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Raiffeisen Bank International AG ADR (OTC-RAIF.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 3, 2026

Days to Earnings

42

Dividend Yield

1.5%

Current income yield reference.

Payout Ratio

30.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Raiffeisen Bank International AG ADR (OTC-RAIF.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Raiffeisen Bank International AG ADR (OTC-RAIF.Y) Stock FAQ

Data-supported answers about Raiffeisen Bank International AG ADR (OTC-RAIF.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$15.81
Estimated downside 11.9%
Valuation Rating
Overvalued
Estimated downside of 11.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is $15.81. This implies an estimated downside of 11.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 11.9% versus the current market price.

The current financial health read for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is November 3, 2026.

Based on the current data, dividend yield is 1.5%.

The current P/E ratio listed for Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is 8.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Raiffeisen Bank International AG ADR is 23.804 B.

The ticker symbol for Raiffeisen Bank International AG ADR is OTC-RAIF.Y, and the stock is listed on OTC Markets.

Raiffeisen Bank International AG ADR (OTC-RAIF.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Raiffeisen Bank International AG ADR is 61.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Raiffeisen Bank International AG ADR is 38.7%. Free float helps investors understand how much of the share base is available for public trading.

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