Blueharbor Bank (BLHK)

Blueharbor Bank is a North Carolina-based banking company whose common stock is listed on OTC Markets under the symbol BLHK. The bank provides a range of retail and commercial banking services, including personal and business checking and savings accounts, investment accounts, time deposits, personal lending products such as home equity lines of credit and mortgages, and business lending products such as small business loans, commercial construction loans, and credit lines. It also offers overdraft services, wealth management and financial planning, trade execution, domestic wire transfers, remote deposit capture, positive pay, bill pay, online banking, merchant services, ACH services, and debit and credit cards. Blueharbor Bank serves customers in Iredell and Surry Counties and nearby areas through offices in Mooresville, Statesville, and Mount Airy, with loan production offices in Belmont and Hickory. The company was incorporated in 2008 and is headquartered in Mooresville, North Carolina.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-BLHK
$50.44
17.3% Upside
Fair
Great
1.5
3.5%
October 20, 2026
10.2x
2.0x
5.0x
131.1 M
0.0%
Valuation • Fair Value

Blueharbor Bank (OTC-BLHK) Fair Value by Valuation Model

Compare the primary fair value estimate for Blueharbor Bank (OTC-BLHK) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$50.44

Estimated upside of 17.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$47.55

Classic Ben Graham valuation formula reference.

DDM Fair Value

$83.92

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$33.70

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Blueharbor Bank (OTC-BLHK) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Blueharbor Bank (OTC-BLHK)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

26.098 M

Current operating scale indicator.

Revenue Forecast

26.405 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Blueharbor Bank (OTC-BLHK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Blueharbor Bank (OTC-BLHK)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

1

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

Not available

Data is currently unavailable.

FCF / Net Income

Not available

Data is currently unavailable.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Blueharbor Bank (OTC-BLHK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Blueharbor Bank (OTC-BLHK)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 20, 2026

Days to Earnings

91

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

3.5%

Income yield reference.

Upcoming Dividend

1.5

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Blueharbor Bank (OTC-BLHK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Blueharbor Bank (OTC-BLHK) Stock Forecast & Technical Outlook

Review Blueharbor Bank (OTC-BLHK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Blueharbor Bank (OTC-BLHK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Blueharbor Bank (OTC-BLHK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Blueharbor Bank (OTC-BLHK) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Blueharbor Bank (OTC-BLHK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Blueharbor Bank (OTC-BLHK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Blueharbor Bank (OTC-BLHK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Blueharbor Bank (OTC-BLHK) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Blueharbor Bank (OTC-BLHK) Stock FAQ

Quick answers about Blueharbor Bank (OTC-BLHK) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$50.44
Estimated upside 17.3%
Valuation Rating
Undervalued
Estimated upside of 17.3%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Great
Current financial-health read

The current fair value estimate for Blueharbor Bank (OTC-BLHK) is $50.44. This implies an estimated upside of 17.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 17.3% versus the current market price.

An analyst price target for Blueharbor Bank (OTC-BLHK) is not currently available in the latest data file.

The current financial health read for Blueharbor Bank (OTC-BLHK) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Blueharbor Bank (OTC-BLHK) is October 20, 2026.

Based on the current data, dividend yield is 3.5%, upcoming dividend amount is 1.5.

The current P/E ratio listed for Blueharbor Bank (OTC-BLHK) is 10.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Blueharbor Bank is 131.1 M.

The ticker symbol for Blueharbor Bank is OTC-BLHK, and the stock is listed on OTC Markets.

Blueharbor Bank (OTC-BLHK) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Blueharbor Bank is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.