New Peoples Bankshares Inc (NWPP)

New Peoples Bankshares, Inc. is a financial holding company for New Peoples Bank, Inc., a community-oriented banking business serving individuals, small and medium-sized businesses, and professional customers in the United States. Through its banking operations, the company provides deposit products including checking, savings, money market, health savings, individual retirement, and certificate of deposit accounts. Its lending activities cover commercial and industrial credit, residential mortgage and construction loans, consumer lending, and farmland and agriculture loans. The company also offers investment and financial services such as fixed-income products, variable annuities, mutual funds, indexed certificates of deposit, retirement and managed money accounts, long-term care insurance, employee benefit and college savings plans, and financial and estate planning. In addition, it provides cash management tools, safe deposit boxes, ATM access, debit and credit cards, and electronic banking services. Founded in 1997 and headquartered in Honaker, Virginia, New Peoples Bankshares is listed on OTC Markets as common stock.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-NWPP
$4.85
-2.9% Downside
Fair
Not available
Not available
Great
1.8%
October 28, 2026
9.5x
1.3x
2.6x
117.5 M
15.9%
36.0%
-1.6
17.4%
121.4%
Valuation • Fair Value

New Peoples Bankshares Inc (OTC-NWPP) Fair Value by Valuation Model

Review the available estimates for New Peoples Bankshares Inc (OTC-NWPP), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$4.85

Estimated downside of 2.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$5.74

Classic Ben Graham valuation formula reference.

DDM Fair Value

$7.53

Dividend discount model valuation reference.

Comps Fair Value

$3.95

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for New Peoples Bankshares Inc (OTC-NWPP) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for New Peoples Bankshares Inc (OTC-NWPP)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

45.059 M

Current operating scale indicator.

Revenue Forecast

43.739 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review New Peoples Bankshares Inc (OTC-NWPP) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for New Peoples Bankshares Inc (OTC-NWPP)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

121.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for New Peoples Bankshares Inc (OTC-NWPP). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for New Peoples Bankshares Inc (OTC-NWPP)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

36

Dividend Yield

1.8%

Current income yield reference.

Payout Ratio

17.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for New Peoples Bankshares Inc (OTC-NWPP), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for New Peoples Bankshares Inc (OTC-NWPP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for New Peoples Bankshares Inc (OTC-NWPP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for New Peoples Bankshares Inc (OTC-NWPP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for New Peoples Bankshares Inc (OTC-NWPP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for New Peoples Bankshares Inc (OTC-NWPP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

New Peoples Bankshares Inc (OTC-NWPP) Stock FAQ

Data-supported answers about New Peoples Bankshares Inc (OTC-NWPP), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$4.85
Estimated downside 2.9%
Valuation Rating
Overvalued
Estimated downside of 2.9%
Financial Health
Great
Current financial-health read

The current fair value estimate for New Peoples Bankshares Inc (OTC-NWPP) is $4.85. This implies an estimated downside of 2.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.9% versus the current market price.

The current financial health read for New Peoples Bankshares Inc (OTC-NWPP) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for New Peoples Bankshares Inc (OTC-NWPP) is October 28, 2026.

Based on the current data, dividend yield is 1.8%.

The current P/E ratio listed for New Peoples Bankshares Inc (OTC-NWPP) is 9.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for New Peoples Bankshares Inc is 117.5 M.

The ticker symbol for New Peoples Bankshares Inc is OTC-NWPP, and the stock is listed on OTC Markets.

New Peoples Bankshares Inc (OTC-NWPP) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for New Peoples Bankshares Inc is 15.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for New Peoples Bankshares Inc is 36.0%. Free float helps investors understand how much of the share base is available for public trading.