Oregon Pacific Bancorp (ORPB)

Oregon Pacific Bancorp is a bank holding company for Oregon Pacific Banking Company, a financial institution serving individual and business clients in the United States. Through its banking operations, the company provides deposit accounts such as checking, savings, money market, and time deposit products, along with a range of lending solutions for businesses and consumers. Its business lending activities include lines of credit, term loans, commercial real estate financing, construction lending, asset-based lending, professional practice loans, and government-guaranteed loans. Consumer offerings include home equity lines of credit, cash-secured loans backed by certificates of deposit, auto loans, a checkline account, and credit cards. The company also provides trust, wealth and investment management, nonprofit, and planned giving services, as well as treasury management, online and mobile banking, merchant services, overdraft protection, and other cash management and payment-related tools. Founded in 1979 and based in Florence, Oregon, Oregon Pacific Bancorp trades as common stock on OTC Markets.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score
OTC-ORPB
$10.96
-13.7% Downside
Fair
Not available
Not available
Good
0.0%
October 21, 2026
9.1x
1.1x
2.3x
91.184 M
22.7%
85.7%
-1.5
Valuation • Fair Value

Oregon Pacific Bancorp (OTC-ORPB) Fair Value by Valuation Model

Review the available estimates for Oregon Pacific Bancorp (OTC-ORPB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$10.96

Estimated downside of 13.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$15.49

Classic Ben Graham valuation formula reference.

Comps Fair Value

$10.96

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Oregon Pacific Bancorp (OTC-ORPB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Oregon Pacific Bancorp (OTC-ORPB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

39.508 M

Current operating scale indicator.

Revenue Forecast

38.522 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Oregon Pacific Bancorp (OTC-ORPB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Oregon Pacific Bancorp (OTC-ORPB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Oregon Pacific Bancorp (OTC-ORPB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Oregon Pacific Bancorp (OTC-ORPB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 21, 2026

Days to Earnings

29

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Oregon Pacific Bancorp (OTC-ORPB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Oregon Pacific Bancorp (OTC-ORPB) Stock FAQ

Data-supported answers about Oregon Pacific Bancorp (OTC-ORPB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$10.96
Estimated downside 13.7%
Valuation Rating
Overvalued
Estimated downside of 13.7%
Financial Health
Good
Current financial-health read

The current fair value estimate for Oregon Pacific Bancorp (OTC-ORPB) is $10.96. This implies an estimated downside of 13.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.7% versus the current market price.

The current financial health read for Oregon Pacific Bancorp (OTC-ORPB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Oregon Pacific Bancorp (OTC-ORPB) is October 21, 2026.

The latest available data indicates no current dividend yield for Oregon Pacific Bancorp (OTC-ORPB).

The current P/E ratio listed for Oregon Pacific Bancorp (OTC-ORPB) is 9.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Oregon Pacific Bancorp is 91.184 M.

The ticker symbol for Oregon Pacific Bancorp is OTC-ORPB, and the stock is listed on OTC Markets.

Oregon Pacific Bancorp (OTC-ORPB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Oregon Pacific Bancorp is 22.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Oregon Pacific Bancorp is 85.7%. Free float helps investors understand how much of the share base is available for public trading.