Oregon Pacific Bancorp (ORPB)

Oregon Pacific Bancorp is a bank holding company for Oregon Pacific Banking Company, a financial institution serving individual and business clients in the United States. Through its banking operations, the company provides deposit accounts such as checking, savings, money market, and time deposit products, along with a range of lending solutions for businesses and consumers. Its business lending activities include lines of credit, term loans, commercial real estate financing, construction lending, asset-based lending, professional practice loans, and government-guaranteed loans. Consumer offerings include home equity lines of credit, cash-secured loans backed by certificates of deposit, auto loans, a checkline account, and credit cards. The company also provides trust, wealth and investment management, nonprofit, and planned giving services, as well as treasury management, online and mobile banking, merchant services, overdraft protection, and other cash management and payment-related tools. Founded in 1979 and based in Florence, Oregon, Oregon Pacific Bancorp trades as common stock on OTC Markets.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ORPB
$10.25
-10.9% Downside
Fair
Good
0.0%
July 21, 2026
8.9x
1.0x
2.2x
82.569 M
24.3%
85.7%
-1.5
105.0%
Valuation • Fair Value

Oregon Pacific Bancorp (OTC-ORPB) Fair Value by Valuation Model

Compare the primary fair value estimate for Oregon Pacific Bancorp (OTC-ORPB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$10.25

Estimated downside of 10.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$14.32

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$10.25

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Oregon Pacific Bancorp (OTC-ORPB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Oregon Pacific Bancorp (OTC-ORPB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

38.25 M

Current operating scale indicator.

Revenue Forecast

38.522 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Oregon Pacific Bancorp (OTC-ORPB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Oregon Pacific Bancorp (OTC-ORPB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

105.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Oregon Pacific Bancorp (OTC-ORPB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Oregon Pacific Bancorp (OTC-ORPB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 21, 2026

Days to Earnings

0

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Oregon Pacific Bancorp (OTC-ORPB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Oregon Pacific Bancorp (OTC-ORPB) Stock Forecast & Technical Outlook

Review Oregon Pacific Bancorp (OTC-ORPB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Oregon Pacific Bancorp (OTC-ORPB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Oregon Pacific Bancorp (OTC-ORPB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Oregon Pacific Bancorp (OTC-ORPB) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Oregon Pacific Bancorp (OTC-ORPB) Stock FAQ

Quick answers about Oregon Pacific Bancorp (OTC-ORPB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$10.25
Estimated downside 10.9%
Valuation Rating
Overvalued
Estimated downside of 10.9%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Oregon Pacific Bancorp (OTC-ORPB) is $10.25. This implies an estimated downside of 10.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 10.9% versus the current market price.

An analyst price target for Oregon Pacific Bancorp (OTC-ORPB) is not currently available in the latest data file.

The current financial health read for Oregon Pacific Bancorp (OTC-ORPB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Oregon Pacific Bancorp (OTC-ORPB) is July 21, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Oregon Pacific Bancorp (OTC-ORPB) is 8.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Oregon Pacific Bancorp is 82.569 M.

The ticker symbol for Oregon Pacific Bancorp is OTC-ORPB, and the stock is listed on OTC Markets.

Oregon Pacific Bancorp (OTC-ORPB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Oregon Pacific Bancorp is 24.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Oregon Pacific Bancorp is 85.7%. Free float helps investors understand how much of the share base is available for public trading.