What is the fair value of Pacific Valley Bank (OTC-PVBK) stock?

The current fair value estimate for Pacific Valley Bank (OTC-PVBK) is $9.15. This implies an estimated downside of 1.7% versus the current market price.

Is Pacific Valley Bank (OTC-PVBK) undervalued or overvalued?

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

How is the financial health of Pacific Valley Bank?

The current financial health read for Pacific Valley Bank (OTC-PVBK) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Pacific Valley Bank's next earnings date?

The next earnings date currently listed for Pacific Valley Bank (OTC-PVBK) is October 23, 2026.

Does Pacific Valley Bank (OTC-PVBK) pay dividends?

The latest available data indicates no current dividend yield for Pacific Valley Bank (OTC-PVBK).

What is the P/E ratio for Pacific Valley Bank (OTC-PVBK)?

The current P/E ratio listed for Pacific Valley Bank (OTC-PVBK) is 11.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Pacific Valley Bank?

The current market capitalization listed for Pacific Valley Bank is 50.308 M.

What is the ticker symbol for Pacific Valley Bank?

The ticker symbol for Pacific Valley Bank is OTC-PVBK, and the stock is listed on OTC Markets.

Where is Pacific Valley Bank (OTC-PVBK) listed?

Pacific Valley Bank (OTC-PVBK) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Pacific Valley Bank?

The current debt-to-total-capital ratio listed for Pacific Valley Bank is 25.1%, which helps investors evaluate the company’s financing structure and leverage profile.

Pacific Valley Bank (PVBK) Fair Value & Stock Analysis

Pacific Valley Bank (PVBK)

Pacific Valley Bancorp is the bank holding company for Pacific Valley Bank, a U.S. financial institution that provides banking products and services through its common stock listed on OTC Markets under the symbol PVBK. The company serves customers in Monterey County, California, with a focus on small and middle-market businesses, professionals, high net worth individuals, and families. Its offerings include personal and business deposit accounts such as checking, savings, money market accounts, and certificates of deposit, along with lending products for commercial and agricultural clients. These lending activities include lines of credit, term loans, commercial construction financing, agricultural production lending, and government-guaranteed loan programs. Pacific Valley Bancorp also provides digital banking and cash management tools, including online and mobile banking, bill pay, remote deposit capture, positive pay, e-statements, debit cards, and related fraud prevention and identity theft services. The company was founded in 2004 and is based in Salinas, California.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Altman Z-Score
OTC-PVBK	$9.15	-1.7% Downside	Fair	Not available	Not available	Fair	0.0%	October 23, 2026	11.8x	0.7x	2.2x	50.308 M	25.1%	-1.5