Expensify Inc (EXFY)

Expensify, Inc. is a common stock listing on NASDAQ tied to Expensify, a software company focused on cloud-based expense management. Its platform supports a range of financial workflow tasks, including managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel. The company also provides track-and-submit plans for individuals. Expensify serves individual users as well as corporations, small and midsized businesses, and enterprises. Founded in 2008, the company is headquartered in San Francisco, California, and operates in the United States and internationally.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-EXFY
$3.03
35.3% Upside
Undervalued
$2.83
26.5% Upside
Undervalued
Fair
0.0%
November 5, 2026
1.5x
1.5x
204.3 M
143.9 M
2.5%
59.9%
2.4
-80.7%
Valuation • Fair Value

Expensify Inc (NASDAQ-EXFY) Fair Value by Valuation Model

Review the available estimates for Expensify Inc (NASDAQ-EXFY), including DCF Fair Value, EPV Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$3.03

Estimated upside of 35.3% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

$3.31

Discounted cash flow valuation reference.

EPV Fair Value

$2.19

Earnings power value estimate.

Comps Fair Value

$2.89

Comparable-company valuation reference.

Analyst Price Target

$2.83

Analysts imply upside of 26.5%.

How to read these valuation models

Use the 6 available valuation references for Expensify Inc (NASDAQ-EXFY) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Expensify Inc (NASDAQ-EXFY)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

138.1 M

Current operating scale indicator.

Revenue Forecast

135.5 M

Forward revenue estimate.

EBITDA

-13.07 M

Current operating profitability reference.

EBITDA Forecast

24.85 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Expensify Inc (NASDAQ-EXFY) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Expensify Inc (NASDAQ-EXFY)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

-3.30

No elevated caution signal from this screen.

Altman Z-Score

2.4

Intermediate risk zone.

FCF / Net Income

-80.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Expensify Inc (NASDAQ-EXFY). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Expensify Inc (NASDAQ-EXFY)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 5, 2026

Days to Earnings

48

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Expensify Inc (NASDAQ-EXFY), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Expensify Inc (NASDAQ-EXFY) Stock Forecast & Technical Outlook

Review Expensify Inc (NASDAQ-EXFY) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Expensify Inc (NASDAQ-EXFY) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Expensify Inc (NASDAQ-EXFY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Expensify Inc (NASDAQ-EXFY) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Expensify Inc (NASDAQ-EXFY) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Expensify Inc (NASDAQ-EXFY) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Expensify Inc (NASDAQ-EXFY)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Expensify Inc (NASDAQ-EXFY) has a Hold consensus, with 0 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 2
Sell 0
FAQ Fast Investor Answers

Expensify Inc (NASDAQ-EXFY) Stock FAQ

Data-supported answers about Expensify Inc (NASDAQ-EXFY), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$3.03
Estimated upside 35.3%
Valuation Rating
Undervalued
Estimated upside of 35.3%
Analyst Target
$2.83
Implied upside 26.5%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Expensify Inc (NASDAQ-EXFY) is $3.03. This implies an estimated upside of 35.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 35.3% versus the current market price.

The available analyst price target for Expensify Inc (NASDAQ-EXFY) is $2.83. The analyst target implies estimated upside of 26.5%.

The current financial health read for Expensify Inc (NASDAQ-EXFY) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Expensify Inc (NASDAQ-EXFY) is November 5, 2026.

The latest available data indicates no current dividend yield for Expensify Inc (NASDAQ-EXFY).

The current market capitalization listed for Expensify Inc is 204.3 M.

The current enterprise value listed for Expensify Inc is 143.9 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Expensify Inc is NASDAQ-EXFY, and the stock is listed on NASDAQ.

Expensify Inc (NASDAQ-EXFY) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Expensify Inc is 2.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Expensify Inc is 59.9%. Free float helps investors understand how much of the share base is available for public trading.