First Citizens BancShares Inc (FCNCA)
First Citizens BancShares, Inc. is a U.S.-based bank holding company listed on NASDAQ as common stock. Through First-Citizens Bank & Trust Company, it provides banking and related financial services to retail, commercial, and professional clients in the United States and in selected international markets. Its activities are organized into three segments: General Bank, Commercial Bank, and Rail.
The General Bank segment covers deposit accounts, residential mortgage and business lending, wealth- and trust-related services, treasury and payment services, and support for community associations. The Commercial Bank segment focuses on leasing, capital markets, asset management, factoring, receivables and supply chain financing, and secured financing, along with commercial deposit services. The Rail segment provides leasing and financing solutions for railcars and locomotives used by railroads and shippers. Founded in 1898, the company is headquartered in Raleigh, North Carolina.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-FCNC.A
|
$2,180
|
6.3% Upside
|
Fair
|
$2,259
|
10.1% Upside
|
Fair
|
Good
|
—
|
—
|
8.4
|
0.4%
|
July 23, 2026
|
10.7x
|
1.2x
|
2.6x
|
23.781 B
|
—
|
58.5%
|
72.8%
|
-0.3
|
7.5%
|
62.7%
|
