UMB Financial Corp ADR (UMBFO)

UMB Financial Corp ADR is a U.S.-listed depositary receipt tied to UMB Financial Corporation, a bank holding company headquartered in Kansas City, Missouri. The underlying business provides banking services and asset servicing in the United States and internationally. Its operations are organized into Commercial Banking, Institutional Banking, and Personal Banking. Commercial Banking includes commercial lending, commercial real estate financing, letters of credit, loan syndication, treasury management, and other business banking solutions. Institutional Banking serves institutional clients with fund administration, investor services, custody, corporate trust, escrow, fixed income activities, and healthcare payment solutions. Personal Banking covers deposit accounts, retail credit cards, mortgages, home equity lending, private banking, brokerage, insurance, and advisory and trust services. The company was founded in 1913 and operates through a network of branches and offices.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-UMBF.O
$29.68
14.8% Upside
Fair
Not available
Not available
Good
September 30, 2026
October 15, 2026
7.4%
October 27, 2026
11.1x
1.3x
3.6x
10.193 B
26.2%
96.0%
-1.5
16.0%
113.5%
Valuation • Fair Value

UMB Financial Corp ADR (NASDAQ-UMBF.O) Fair Value by Valuation Model

Review the available estimates for UMB Financial Corp ADR (NASDAQ-UMBF.O), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$29.68

Estimated upside of 14.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$30.31

Classic Ben Graham valuation formula reference.

Comps Fair Value

$29.68

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for UMB Financial Corp ADR (NASDAQ-UMBF.O) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for UMB Financial Corp ADR (NASDAQ-UMBF.O)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.814 B

Current operating scale indicator.

Revenue Forecast

3.007 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review UMB Financial Corp ADR (NASDAQ-UMBF.O) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for UMB Financial Corp ADR (NASDAQ-UMBF.O)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

113.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for UMB Financial Corp ADR (NASDAQ-UMBF.O). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for UMB Financial Corp ADR (NASDAQ-UMBF.O)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 27, 2026

Days to Earnings

35

Dividend Payment Date

October 15, 2026

Ex-Dividend Date

September 30, 2026

Dividend Yield

7.4%

Current income yield reference.

Payout Ratio

16.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for UMB Financial Corp ADR (NASDAQ-UMBF.O), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for UMB Financial Corp ADR (NASDAQ-UMBF.O) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for UMB Financial Corp ADR (NASDAQ-UMBF.O) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for UMB Financial Corp ADR (NASDAQ-UMBF.O) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for UMB Financial Corp ADR (NASDAQ-UMBF.O) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Sell

The monthly technical read for UMB Financial Corp ADR (NASDAQ-UMBF.O) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

UMB Financial Corp ADR (NASDAQ-UMBF.O) Stock FAQ

Data-supported answers about UMB Financial Corp ADR (NASDAQ-UMBF.O), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$29.68
Estimated upside 14.8%
Valuation Rating
Undervalued
Estimated upside of 14.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for UMB Financial Corp ADR (NASDAQ-UMBF.O) is $29.68. This implies an estimated upside of 14.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 14.8% versus the current market price.

The current financial health read for UMB Financial Corp ADR (NASDAQ-UMBF.O) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for UMB Financial Corp ADR (NASDAQ-UMBF.O) is October 27, 2026.

Based on the current data, dividend yield is 7.4%, ex-dividend date is September 30, 2026, payment date is October 15, 2026.

The current P/E ratio listed for UMB Financial Corp ADR (NASDAQ-UMBF.O) is 11.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for UMB Financial Corp ADR is 10.193 B.

The ticker symbol for UMB Financial Corp ADR is NASDAQ-UMBF.O, and the stock is listed on NASDAQ.

UMB Financial Corp ADR (NASDAQ-UMBF.O) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for UMB Financial Corp ADR is 26.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for UMB Financial Corp ADR is 96.0%. Free float helps investors understand how much of the share base is available for public trading.