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Banca Mediolanum SPA ADR (BNCDY)

Featured in Bullish Trend Stocks

Banca Mediolanum S.p.A. ADR is a depositary receipt listed on OTC Markets that reflects the common stock of Banca Mediolanum S.p.A., a financial services group based in Basiglio, Italy. The underlying issuer provides a broad range of banking and wealth-related products in Italy, including current accounts, deposit products, mortgage and personal loans, payment cards, and investment solutions such as mutual funds, unit-linked policies, trading, asset management, and bond-related products. Its offering also includes several insurance lines, covering health, life, serious illness, protection, and home and family needs. Founded in 1982, the company additionally markets specialized products such as SelfyCare Pet, SelfyCare Travel, and SelfyCare LifeProject.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-BNCD.Y
$38.03
-28.1% Downside
Overvalued
Not available
Not available
Great
3.8%
13.3x
3.8x
6.8x
19.815 B
22.7%
70.1%
3.2
70.5%
54.9%
Valuation • Fair Value

Banca Mediolanum SPA ADR (OTC-BNCD.Y) Fair Value by Valuation Model

Review the available estimates for Banca Mediolanum SPA ADR (OTC-BNCD.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$38.03

Estimated downside of 28.1% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$44.79

Classic Ben Graham valuation formula reference.

DDM Fair Value

$36.54

Dividend discount model valuation reference.

Comps Fair Value

$39.02

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Banca Mediolanum SPA ADR (OTC-BNCD.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.924 B

Current operating scale indicator.

Revenue Forecast

3.085 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

1.7 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Banca Mediolanum SPA ADR (OTC-BNCD.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

3.2

Relatively strong balance-sheet zone.

FCF / Net Income

54.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Banca Mediolanum SPA ADR (OTC-BNCD.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

3.8%

Current income yield reference.

Payout Ratio

70.5%

Dividend payout reference.

How to read events and dividends

Review the currently available dividend data for Banca Mediolanum SPA ADR (OTC-BNCD.Y). No upcoming company event date is included in the latest data.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Banca Mediolanum SPA ADR (OTC-BNCD.Y) Stock FAQ

Data-supported answers about Banca Mediolanum SPA ADR (OTC-BNCD.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$38.03
Estimated downside 28.1%
Valuation Rating
Overvalued
Estimated downside of 28.1%
Financial Health
Great
Current financial-health read

The current fair value estimate for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is $38.03. This implies an estimated downside of 28.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 28.1% versus the current market price.

The current financial health read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 3.8%.

The current P/E ratio listed for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is 13.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Banca Mediolanum SPA ADR is 19.815 B.

The ticker symbol for Banca Mediolanum SPA ADR is OTC-BNCD.Y, and the stock is listed on OTC Markets.

Banca Mediolanum SPA ADR (OTC-BNCD.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Banca Mediolanum SPA ADR is 22.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Banca Mediolanum SPA ADR is 70.1%. Free float helps investors understand how much of the share base is available for public trading.

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