PayPal Holdings Inc (PYPL)

PayPal Holdings, Inc. is a common stock listing on the NASDAQ exchange under the symbol PYPL. The company operates a digital payments platform that connects merchants and consumers through a two-sided network used for online and in-person transactions. Its services allow users to send, receive, transfer, and withdraw funds through several funding sources, including bank accounts, account balances, credit and debit products, cards, cryptocurrencies, and other stored value options such as gift cards and eligible rewards. PayPal provides payment solutions under brand names that include PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy. Founded in 1998, the company is headquartered in San Jose, California.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-PYPL
$91.61
60.7% Upside
Bargain
$56.89
-0.2% Downside
Fair
Good
1.0%
10.0x
2.5x
1.4x
48.778 B
47.734 B
22.6%
99.8%
2.1
7.8%
134.4%
Valuation • Fair Value

PayPal Holdings Inc (NASDAQ-PYPL) Fair Value by Valuation Model

Review the available estimates for PayPal Holdings Inc (NASDAQ-PYPL), including DCF Fair Value, Ben Graham Formula Value, DDM Fair Value, EPV Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$91.61

Estimated upside of 60.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$99.67

Discounted cash flow valuation reference.

Ben Graham Formula Value

$63.58

Classic Ben Graham valuation formula reference.

DDM Fair Value

$99

Dividend discount model valuation reference.

EPV Fair Value

$69.64

Earnings power value estimate.

Comps Fair Value

$84.75

Comparable-company valuation reference.

Analyst Price Target

$56.89

Analysts imply downside of 0.2%.

How to read these valuation models

Use the 8 available valuation references for PayPal Holdings Inc (NASDAQ-PYPL) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for PayPal Holdings Inc (NASDAQ-PYPL)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

34.128 B

Current operating scale indicator.

Revenue Forecast

34.744 B

Forward revenue estimate.

EBITDA

6.456 B

Current operating profitability reference.

EBITDA Forecast

6.753 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review PayPal Holdings Inc (NASDAQ-PYPL) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for PayPal Holdings Inc (NASDAQ-PYPL)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-2.88

No elevated caution signal from this screen.

Altman Z-Score

2.1

Intermediate risk zone.

FCF / Net Income

134.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for PayPal Holdings Inc (NASDAQ-PYPL). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for PayPal Holdings Inc (NASDAQ-PYPL)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

1.0%

Current income yield reference.

Payout Ratio

7.8%

Dividend payout reference.

How to read events and dividends

Review the currently available dividend data for PayPal Holdings Inc (NASDAQ-PYPL). No upcoming company event date is included in the latest data.

Stock Forecast • Technical Outlook

PayPal Holdings Inc (NASDAQ-PYPL) Stock Forecast & Technical Outlook

Review PayPal Holdings Inc (NASDAQ-PYPL) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for PayPal Holdings Inc (NASDAQ-PYPL) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for PayPal Holdings Inc (NASDAQ-PYPL) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for PayPal Holdings Inc (NASDAQ-PYPL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for PayPal Holdings Inc (NASDAQ-PYPL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Sell

The monthly technical read for PayPal Holdings Inc (NASDAQ-PYPL) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for PayPal Holdings Inc (NASDAQ-PYPL)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, PayPal Holdings Inc (NASDAQ-PYPL) has a Hold consensus, with 4 buy, 33 hold and 3 sell recommendations in the current data set.

Buy 4
Hold 33
Sell 3
FAQ • Fast Investor Answers

PayPal Holdings Inc (NASDAQ-PYPL) Stock FAQ

Data-supported answers about PayPal Holdings Inc (NASDAQ-PYPL), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$91.61
Estimated upside 60.7%
Valuation Rating
Undervalued
Estimated upside of 60.7%
Analyst Target
$56.89
Implied downside 0.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for PayPal Holdings Inc (NASDAQ-PYPL) is $91.61. This implies an estimated upside of 60.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 60.7% versus the current market price.

The available analyst price target for PayPal Holdings Inc (NASDAQ-PYPL) is $56.89. The analyst target implies estimated downside of 0.2%.

The current financial health read for PayPal Holdings Inc (NASDAQ-PYPL) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 1.0%.

The current P/E ratio listed for PayPal Holdings Inc (NASDAQ-PYPL) is 10.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for PayPal Holdings Inc is 48.778 B.

The current enterprise value listed for PayPal Holdings Inc is 47.734 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for PayPal Holdings Inc is NASDAQ-PYPL, and the stock is listed on NASDAQ.

PayPal Holdings Inc (NASDAQ-PYPL) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for PayPal Holdings Inc is 22.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for PayPal Holdings Inc is 99.8%. Free float helps investors understand how much of the share base is available for public trading.