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Gjensidige Forsikring Asa ADR (GJNSY)

Gjensidige Forsikring ASA is a Norwegian insurance group whose depositary receipt is listed on OTC Markets under the ticker GJNS.Y. The underlying issuer, founded in 1816 and headquartered in Oslo, operates across Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. Its business is organized into four segments: General Insurance Private, General Insurance Commercial, General Insurance Sweden, and Pension. Gjensidige provides a broad range of general insurance products, including motor, property, travel, accident and health, liability, marine, aviation, transport, fire, and other non-life cover, along with selected life insurance and non-proportional non-life reinsurance products. The company also offers defined contribution occupational pension schemes and individual pension savings agreements, serving private, commercial, and agricultural customers through customer service centres, offices, call centers, online channels, partners, agents, and external brokers.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-GJNS.Y
$31.51
10.8% Upside
Fair
Not available
Not available
Good
3.6%
October 23, 2026
21.5x
5.9x
2.9x
14.338 B
13.916 B
3.7%
37.8%
6.9
109.7%
115.2%
Valuation • Fair Value

Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) Fair Value by Valuation Model

Review the available estimates for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$31.51

Estimated upside of 10.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$15.03

Classic Ben Graham valuation formula reference.

DDM Fair Value

$53.90

Dividend discount model valuation reference.

Comps Fair Value

$24.05

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

4.806 B

Current operating scale indicator.

Revenue Forecast

4.871 B

Forward revenue estimate.

EBITDA

973.8 M

Current operating profitability reference.

EBITDA Forecast

913.7 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

6.9

Relatively strong balance-sheet zone.

FCF / Net Income

115.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 23, 2026

Days to Earnings

31

Dividend Yield

3.6%

Current income yield reference.

Payout Ratio

109.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) Stock FAQ

Data-supported answers about Gjensidige Forsikring Asa ADR (OTC-GJNS.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$31.51
Estimated upside 10.8%
Valuation Rating
Undervalued
Estimated upside of 10.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is $31.51. This implies an estimated upside of 10.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 10.8% versus the current market price.

The current financial health read for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is October 23, 2026.

Based on the current data, dividend yield is 3.6%.

The current P/E ratio listed for Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is 21.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Gjensidige Forsikring Asa ADR is 14.338 B.

The current enterprise value listed for Gjensidige Forsikring Asa ADR is 13.916 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Gjensidige Forsikring Asa ADR is OTC-GJNS.Y, and the stock is listed on OTC Markets.

Gjensidige Forsikring Asa ADR (OTC-GJNS.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Gjensidige Forsikring Asa ADR is 3.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Gjensidige Forsikring Asa ADR is 37.8%. Free float helps investors understand how much of the share base is available for public trading.

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