Prudential Financial Inc (PRU)

Prudential Financial, Inc. is a U.S.-based financial services company whose operations span the United States, Japan, and other international markets. Through its subsidiaries, the company serves individual and institutional clients with products and services across asset management, retirement, insurance, and related financial solutions. Its PGIM segment provides investment management across public fixed income, public equity, real estate debt and equity, private credit, alternatives, and multi-asset strategies. The Retirement Strategies business offers retirement income and investment products, including annuities and reinsurance-related solutions. Prudential also operates Group Insurance, which includes life, disability, and supplemental health coverage, as well as Individual Life and International Businesses, which focus on life insurance, retirement, investment, and certain accident and health products. Founded in 1875, Prudential Financial is headquartered in Newark, New Jersey.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-PRU
$107.46
-6.5% Downside
Fair
$110.20
-4.2% Downside
Fair
Good
4.9%
10.3x
1.3x
0.6x
39.696 B
84.229 B
57.0%
99.7%
0.2
49.7%
283.3%
Valuation • Fair Value

Prudential Financial Inc (NYSE-PRU) Fair Value by Valuation Model

Review the available estimates for Prudential Financial Inc (NYSE-PRU), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$107.46

Estimated downside of 6.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$124.45

Classic Ben Graham valuation formula reference.

DDM Fair Value

$82.58

Dividend discount model valuation reference.

Comps Fair Value

$124.05

Comparable-company valuation reference.

Analyst Price Target

$110.20

Analysts imply downside of 4.2%.

How to read these valuation models

Use the 6 available valuation references for Prudential Financial Inc (NYSE-PRU) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Prudential Financial Inc (NYSE-PRU)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

65.224 B

Current operating scale indicator.

Revenue Forecast

58.72 B

Forward revenue estimate.

EBITDA

5.206 B

Current operating profitability reference.

EBITDA Forecast

4.162 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Prudential Financial Inc (NYSE-PRU) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Prudential Financial Inc (NYSE-PRU)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

0.2

Lower score that deserves closer risk review.

FCF / Net Income

283.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Prudential Financial Inc (NYSE-PRU). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for Prudential Financial Inc (NYSE-PRU)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

4.9%

Current income yield reference.

Payout Ratio

49.7%

Dividend payout reference.

How to read events and dividends

Review the currently available dividend data for Prudential Financial Inc (NYSE-PRU). No upcoming company event date is included in the latest data.

Stock Forecast • Technical Outlook

Prudential Financial Inc (NYSE-PRU) Stock Forecast & Technical Outlook

Review Prudential Financial Inc (NYSE-PRU) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Prudential Financial Inc (NYSE-PRU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Prudential Financial Inc (NYSE-PRU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Prudential Financial Inc (NYSE-PRU) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Prudential Financial Inc (NYSE-PRU) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Prudential Financial Inc (NYSE-PRU) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Prudential Financial Inc (NYSE-PRU)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Prudential Financial Inc (NYSE-PRU) has a Hold consensus, with 0 buy, 14 hold and 3 sell recommendations in the current data set.

Buy 0
Hold 14
Sell 3
FAQ • Fast Investor Answers

Prudential Financial Inc (NYSE-PRU) Stock FAQ

Data-supported answers about Prudential Financial Inc (NYSE-PRU), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$107.46
Estimated downside 6.5%
Valuation Rating
Overvalued
Estimated downside of 6.5%
Analyst Target
$110.20
Implied downside 4.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Prudential Financial Inc (NYSE-PRU) is $107.46. This implies an estimated downside of 6.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 6.5% versus the current market price.

The available analyst price target for Prudential Financial Inc (NYSE-PRU) is $110.20. The analyst target implies estimated downside of 4.2%.

The current financial health read for Prudential Financial Inc (NYSE-PRU) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 4.9%.

The current P/E ratio listed for Prudential Financial Inc (NYSE-PRU) is 10.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Prudential Financial Inc is 39.696 B.

The current enterprise value listed for Prudential Financial Inc is 84.229 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Prudential Financial Inc is NYSE-PRU, and the stock is listed on NYSE.

Prudential Financial Inc (NYSE-PRU) is listed on NYSE.

The current debt-to-total-capital ratio listed for Prudential Financial Inc is 57.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Prudential Financial Inc is 99.7%. Free float helps investors understand how much of the share base is available for public trading.