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Northeast Indiana Bancorp Inc (NIDB)

Featured in Undervalued Banks/Financial Stocks

Northeast Indiana Bancorp, Inc. is a bank holding company for First Federal Savings Bank, a financial institution serving customers in the United States. Through its banking platform, the company provides a range of personal and business deposit services, including checking and savings accounts, debit cards, certificates of deposit, retirement accounts, health savings accounts, and children’s accounts. It also offers lending and related financial services such as mortgage, refinance, new construction, home equity, personal, and business loans, along with treasury management, merchant services, and deposit products. Founded in 1912 and headquartered in Huntington, Indiana, the company’s common stock is listed on OTC Markets.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-NIDB
$21.63
-11.0% Downside
Fair
Not available
Not available
Good
3.1%
October 29, 2026
8.1x
1.0x
2.6x
57.188 M
38.0%
-1.8
28.0%
Valuation • Fair Value

Northeast Indiana Bancorp Inc (OTC-NIDB) Fair Value by Valuation Model

Review the available estimates for Northeast Indiana Bancorp Inc (OTC-NIDB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$21.63

Estimated downside of 11.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$33.18

Classic Ben Graham valuation formula reference.

Comps Fair Value

$21.63

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Northeast Indiana Bancorp Inc (OTC-NIDB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Northeast Indiana Bancorp Inc (OTC-NIDB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

21.695 M

Current operating scale indicator.

Revenue Forecast

22.613 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Northeast Indiana Bancorp Inc (OTC-NIDB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Northeast Indiana Bancorp Inc (OTC-NIDB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Northeast Indiana Bancorp Inc (OTC-NIDB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Northeast Indiana Bancorp Inc (OTC-NIDB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

37

Dividend Yield

3.1%

Current income yield reference.

Payout Ratio

28.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Northeast Indiana Bancorp Inc (OTC-NIDB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Northeast Indiana Bancorp Inc (OTC-NIDB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Northeast Indiana Bancorp Inc (OTC-NIDB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Northeast Indiana Bancorp Inc (OTC-NIDB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Northeast Indiana Bancorp Inc (OTC-NIDB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Northeast Indiana Bancorp Inc (OTC-NIDB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Northeast Indiana Bancorp Inc (OTC-NIDB) Stock FAQ

Data-supported answers about Northeast Indiana Bancorp Inc (OTC-NIDB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$21.63
Estimated downside 11.0%
Valuation Rating
Overvalued
Estimated downside of 11.0%
Financial Health
Good
Current financial-health read

The current fair value estimate for Northeast Indiana Bancorp Inc (OTC-NIDB) is $21.63. This implies an estimated downside of 11.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 11.0% versus the current market price.

The current financial health read for Northeast Indiana Bancorp Inc (OTC-NIDB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Northeast Indiana Bancorp Inc (OTC-NIDB) is October 29, 2026.

Based on the current data, dividend yield is 3.1%.

The current P/E ratio listed for Northeast Indiana Bancorp Inc (OTC-NIDB) is 8.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Northeast Indiana Bancorp Inc is 57.188 M.

The ticker symbol for Northeast Indiana Bancorp Inc is OTC-NIDB, and the stock is listed on OTC Markets.

Northeast Indiana Bancorp Inc (OTC-NIDB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Northeast Indiana Bancorp Inc is 38.0%, which helps investors evaluate the company’s financing structure and leverage profile.

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