TransUnion (TRU)

TransUnion is a Chicago-based global consumer credit reporting company that provides risk and information solutions under common stock listed on the NYSE. Its operations are organized into U.S. Markets and International. In the United States, the company supplies credit reporting, analytics, consulting, identity verification and authentication, debt recovery, onboarding and transaction processing, marketing, fraud and identity management, and customer retention solutions. It also serves consumers with credit reports, scores, credit monitoring, identity protection and resolution, and financial management tools, while helping businesses respond to data breach events. Internationally, TransUnion provides credit reports, analytics, technology solutions, credit bureau services, consumer finance tools, and credit information products for business and insurance-related uses. The company was founded in 1968 and adopted the TransUnion name in 2015.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-TRU
$87.98
15.8% Upside
Fair
$89.95
18.4% Upside
Undervalued
Good
0.5
0.6%
July 28, 2026
20.7x
3.1x
3.1x
15.233 B
19.69 B
27.0%
99.3%
6.1
20.7%
98.9%
Valuation • Fair Value

TransUnion (NYSE-TRU) Fair Value by Valuation Model

Compare the primary fair value estimate for TransUnion (NYSE-TRU) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$87.98

Estimated upside of 15.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$91.29

Discounted cash flow valuation reference.

Ben Graham Formula Value

$40.54

Classic Ben Graham valuation formula reference.

DDM Fair Value

$84.76

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$85.74

Comparable-company valuation reference.

Analyst Price Target

$89.95

Analysts imply upside of 18.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for TransUnion (NYSE-TRU) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for TransUnion (NYSE-TRU)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

4.726 B

Current operating scale indicator.

Revenue Forecast

5.133 B

Forward revenue estimate.

EBITDA

1.443 B

Current operating profitability reference.

EBITDA Forecast

1.811 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review TransUnion (NYSE-TRU) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for TransUnion (NYSE-TRU)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.44

No elevated caution signal from this screen.

Altman Z-Score

6.1

Relatively strong balance-sheet zone.

FCF / Net Income

98.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for TransUnion (NYSE-TRU). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for TransUnion (NYSE-TRU)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 28, 2026

Days to Earnings

7

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.6%

Income yield reference.

Upcoming Dividend

0.5

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

20.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for TransUnion (NYSE-TRU), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

TransUnion (NYSE-TRU) Stock Forecast & Technical Outlook

Review TransUnion (NYSE-TRU) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for TransUnion (NYSE-TRU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for TransUnion (NYSE-TRU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for TransUnion (NYSE-TRU) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for TransUnion (NYSE-TRU) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for TransUnion (NYSE-TRU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for TransUnion (NYSE-TRU)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, TransUnion (NYSE-TRU) has a Buy consensus, with 11 buy, 6 hold and 0 sell recommendations in the current data set.

Buy 11
Hold 6
Sell 0
FAQ Fast Investor Answers

TransUnion (NYSE-TRU) Stock FAQ

Quick answers about TransUnion (NYSE-TRU) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$87.98
Estimated upside 15.8%
Valuation Rating
Undervalued
Estimated upside of 15.8%
Analyst Target
$89.95
Implied upside 18.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for TransUnion (NYSE-TRU) is $87.98. This implies an estimated upside of 15.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 15.8% versus the current market price.

The available analyst price target for TransUnion (NYSE-TRU) is $89.95. The analyst target implies estimated upside of 18.4%.

The current financial health read for TransUnion (NYSE-TRU) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for TransUnion (NYSE-TRU) is July 28, 2026.

Based on the current data, dividend yield is 0.6%, upcoming dividend amount is 0.5.

The current P/E ratio listed for TransUnion (NYSE-TRU) is 20.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for TransUnion is 15.233 B.

The current enterprise value listed for TransUnion is 19.69 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for TransUnion is NYSE-TRU, and the stock is listed on NYSE.

TransUnion (NYSE-TRU) is listed on NYSE.

The current debt-to-total-capital ratio listed for TransUnion is 27.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for TransUnion is 99.3%. Free float helps investors understand how much of the share base is available for public trading.