What is the fair value of Xp Inc (NASDAQ-XP) stock?

The current fair value estimate for Xp Inc (NASDAQ-XP) is $21.81. This implies an estimated upside of 8.9% versus the current market price.

Is Xp Inc (NASDAQ-XP) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 8.9% versus the current market price.

What is the analyst price target for NASDAQ-XP stock?

The available analyst price target for Xp Inc (NASDAQ-XP) is $23.22. The analyst target implies estimated upside of 16.0%.

How is the financial health of Xp Inc?

The current financial health read for Xp Inc (NASDAQ-XP) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Xp Inc's next earnings date?

The next earnings date currently listed for Xp Inc (NASDAQ-XP) is November 24, 2026.

Does Xp Inc (NASDAQ-XP) pay dividends?

Based on the current data, dividend yield is 1.9%.

What is the P/E ratio for Xp Inc (NASDAQ-XP)?

The current P/E ratio listed for Xp Inc (NASDAQ-XP) is 9.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Xp Inc?

The current market capitalization listed for Xp Inc is 10.157 B.

What is the ticker symbol for Xp Inc?

The ticker symbol for Xp Inc is NASDAQ-XP, and the stock is listed on NASDAQ.

Where is Xp Inc (NASDAQ-XP) listed?

Xp Inc (NASDAQ-XP) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Xp Inc?

The current debt-to-total-capital ratio listed for Xp Inc is 75.5%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Xp Inc?

The free float listed for Xp Inc is 79.4%. Free float helps investors understand how much of the share base is available for public trading.

Xp Inc (XP) Fair Value & Stock Analysis

Xp Inc (XP)

XP Inc. is a Cayman Islands-based financial services company founded in 2001 and listed on the NASDAQ under the ticker XP. Through its XP Platform, the company provides access to a broad range of investment and banking-related products in Brazil. Its offerings include brokerage securities, fixed income products, mutual funds, hedge funds, private equity funds, derivatives, synthetic instruments, credit cards, loan and collateralized credit products, pension and social security funds, insurance products, and real estate funds, along with equity and debt capital markets solutions and wealth management services. XP also serves institutional and corporate clients with brokerage and issuer services, and provides interdealer brokerage, commercial and investment banking services, foreign exchange transactions, and deposit-related products. In addition, the company develops and sells financial education courses and events through online and in-person channels.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-XP	$21.81	8.9% Upside	Fair	$23.22	16.0% Upside	Fair	Good	1.9%	November 24, 2026	9.8x	2.1x	2.8x	10.157 B	75.5%	79.4%	5.2	19.0%	248.5%