What is the fair value of ECB Bancorp Inc (NASDAQ-ECBK) stock?

The current fair value estimate for ECB Bancorp Inc (NASDAQ-ECBK) is $18.02. This implies an estimated downside of 13.5% versus the current market price.

Is ECB Bancorp Inc (NASDAQ-ECBK) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.5% versus the current market price.

How is the financial health of ECB Bancorp Inc?

The current financial health read for ECB Bancorp Inc (NASDAQ-ECBK) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is ECB Bancorp Inc's next earnings date?

The next earnings date currently listed for ECB Bancorp Inc (NASDAQ-ECBK) is October 23, 2026.

Does ECB Bancorp Inc (NASDAQ-ECBK) pay dividends?

The latest available data indicates no current dividend yield for ECB Bancorp Inc (NASDAQ-ECBK).

What is the P/E ratio for ECB Bancorp Inc (NASDAQ-ECBK)?

The current P/E ratio listed for ECB Bancorp Inc (NASDAQ-ECBK) is 15.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of ECB Bancorp Inc?

The current market capitalization listed for ECB Bancorp Inc is 182.8 M.

What is the ticker symbol for ECB Bancorp Inc?

The ticker symbol for ECB Bancorp Inc is NASDAQ-ECBK, and the stock is listed on NASDAQ.

Where is ECB Bancorp Inc (NASDAQ-ECBK) listed?

ECB Bancorp Inc (NASDAQ-ECBK) is listed on NASDAQ.

What is the debt-to-total-capital ratio for ECB Bancorp Inc?

The current debt-to-total-capital ratio listed for ECB Bancorp Inc is 61.1%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for ECB Bancorp Inc?

The free float listed for ECB Bancorp Inc is 91.2%. Free float helps investors understand how much of the share base is available for public trading.

ECB Bancorp Inc (ECBK) Fair Value & Stock Analysis

ECB Bancorp Inc (ECBK)

ECB Bancorp, Inc. is a NASDAQ-listed common stock issuer and the holding company for Everett Co-operative Bank. Through its banking subsidiary, the company provides a range of deposit products, including certificates of deposit, IRAs, money market accounts, savings accounts, demand deposit accounts, and both interest-bearing and noninterest-bearing checking accounts. Its lending activities include residential real estate loans for one- to four-family properties, commercial and multifamily real estate loans, construction and land loans, commercial loans, consumer loans, and home equity loans and lines of credit. ECB Bancorp also holds an investment securities portfolio focused mainly on U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. Founded in 1890, the company is headquartered in Everett, Massachusetts.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Free Cash Flow / Net Income
NASDAQ-ECBK	$18.02	-13.5% Downside	Fair	Not available	Not available	Good	0.0%	October 23, 2026	15.9x	1.0x	4.8x	182.8 M	61.1%	91.2%	-0.5	196.1%