Exzeo Group Inc (XZO)

Exzeo Group Inc. is a common stock listing on the NYSE under the ticker XZO. The company provides technology and operations solutions for property and casualty insurance carriers and agents, with a focus on an Insurance-as-a-Service platform. Its offering supports core insurance workflows, including quoting and underwriting, policy administration, claims processing management, data reporting, and financial reporting. Formerly known as TypTap Insurance Group, Inc., Exzeo was founded in 2012 and is based in Tampa, Florida. Exzeo Group operates as a subsidiary of HCI Group, Inc.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NYSE-XZO
$12.57
-24.1% Downside
Overvalued
$26
57.0% Upside
Bargain
Great
0.0%
December 16, 2026
17.8x
5.2x
6.5x
1.492 B
1.165 B
0.4%
12.8%
11.4
97.3%
Valuation • Fair Value

Exzeo Group Inc (NYSE-XZO) Fair Value by Valuation Model

Review the available estimates for Exzeo Group Inc (NYSE-XZO), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$12.57

Estimated downside of 24.1% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$10.32

Classic Ben Graham valuation formula reference.

Comps Fair Value

$12.57

Comparable-company valuation reference.

Analyst Price Target

$26

Analysts imply upside of 57.0%.

How to read these valuation models

Use the 5 available valuation references for Exzeo Group Inc (NYSE-XZO) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Exzeo Group Inc (NYSE-XZO)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

230.4 M

Current operating scale indicator.

Revenue Forecast

225.6 M

Forward revenue estimate.

EBITDA

119.2 M

Current operating profitability reference.

EBITDA Forecast

114.4 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Exzeo Group Inc (NYSE-XZO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Exzeo Group Inc (NYSE-XZO)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

11.4

Relatively strong balance-sheet zone.

FCF / Net Income

97.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Exzeo Group Inc (NYSE-XZO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Exzeo Group Inc (NYSE-XZO)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

December 16, 2026

Days to Earnings

89

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Exzeo Group Inc (NYSE-XZO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Exzeo Group Inc (NYSE-XZO) Stock Forecast & Technical Outlook

Review Exzeo Group Inc (NYSE-XZO) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Exzeo Group Inc (NYSE-XZO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Exzeo Group Inc (NYSE-XZO) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Exzeo Group Inc (NYSE-XZO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Exzeo Group Inc (NYSE-XZO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Exzeo Group Inc (NYSE-XZO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Exzeo Group Inc (NYSE-XZO)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Exzeo Group Inc (NYSE-XZO) has a Strong Buy consensus, with 2 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 0
Sell 0
FAQ Fast Investor Answers

Exzeo Group Inc (NYSE-XZO) Stock FAQ

Data-supported answers about Exzeo Group Inc (NYSE-XZO), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$12.57
Estimated downside 24.1%
Valuation Rating
Overvalued
Estimated downside of 24.1%
Analyst Target
$26
Implied upside 57.0%
Financial Health
Great
Current financial-health read

The current fair value estimate for Exzeo Group Inc (NYSE-XZO) is $12.57. This implies an estimated downside of 24.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 24.1% versus the current market price.

The available analyst price target for Exzeo Group Inc (NYSE-XZO) is $26. The analyst target implies estimated upside of 57.0%.

The current financial health read for Exzeo Group Inc (NYSE-XZO) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Exzeo Group Inc (NYSE-XZO) is December 16, 2026.

The latest available data indicates no current dividend yield for Exzeo Group Inc (NYSE-XZO).

The current P/E ratio listed for Exzeo Group Inc (NYSE-XZO) is 17.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Exzeo Group Inc is 1.492 B.

The current enterprise value listed for Exzeo Group Inc is 1.165 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Exzeo Group Inc is NYSE-XZO, and the stock is listed on NYSE.

Exzeo Group Inc (NYSE-XZO) is listed on NYSE.

The current debt-to-total-capital ratio listed for Exzeo Group Inc is 0.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Exzeo Group Inc is 12.8%. Free float helps investors understand how much of the share base is available for public trading.