Fifth District Bancorp Inc (FDSB)

Fifth District Bancorp Inc. is a financial holding company and the parent of Fifth District Savings Bank, a community-focused banking organization serving primarily the New Orleans-Metairie metropolitan area. Through its banking subsidiary, the company provides a range of deposit products, including checking accounts, money market accounts, and certificates of deposit. Its lending activities include fixed-rate one- to four-family residential mortgage loans, construction loans, home equity loans, home equity lines of credit, land loans, and share loans, along with the purchase of commercial business loans. The company also supports customers with digital and remote banking tools such as mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer services through SmartPay. Founded in 1926 and based in New Orleans, Louisiana, Fifth District Bancorp’s common stock is listed on NASDAQ under the symbol FDSB.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-FDSB
$13.87
-24.3% Downside
Overvalued
Not available
Not available
Fair
0.0%
November 10, 2026
58.2x
0.7x
6.8x
96.022 M
0.0%
92.1%
-0.4
76.1%
Valuation • Fair Value

Fifth District Bancorp Inc (NASDAQ-FDSB) Fair Value by Valuation Model

Review the available estimates for Fifth District Bancorp Inc (NASDAQ-FDSB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$13.87

Estimated downside of 24.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$3.51

Classic Ben Graham valuation formula reference.

Comps Fair Value

$13.87

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Fifth District Bancorp Inc (NASDAQ-FDSB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Fifth District Bancorp Inc (NASDAQ-FDSB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

14.084 M

Current operating scale indicator.

Revenue Forecast

22.156 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Fifth District Bancorp Inc (NASDAQ-FDSB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Fifth District Bancorp Inc (NASDAQ-FDSB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-0.4

Lower score that deserves closer risk review.

FCF / Net Income

76.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Fifth District Bancorp Inc (NASDAQ-FDSB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Fifth District Bancorp Inc (NASDAQ-FDSB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 10, 2026

Days to Earnings

49

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Fifth District Bancorp Inc (NASDAQ-FDSB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Fifth District Bancorp Inc (NASDAQ-FDSB) Stock FAQ

Data-supported answers about Fifth District Bancorp Inc (NASDAQ-FDSB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$13.87
Estimated downside 24.3%
Valuation Rating
Overvalued
Estimated downside of 24.3%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Fifth District Bancorp Inc (NASDAQ-FDSB) is $13.87. This implies an estimated downside of 24.3% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 24.3% versus the current market price.

The current financial health read for Fifth District Bancorp Inc (NASDAQ-FDSB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Fifth District Bancorp Inc (NASDAQ-FDSB) is November 10, 2026.

The latest available data indicates no current dividend yield for Fifth District Bancorp Inc (NASDAQ-FDSB).

The current P/E ratio listed for Fifth District Bancorp Inc (NASDAQ-FDSB) is 58.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Fifth District Bancorp Inc is 96.022 M.

The ticker symbol for Fifth District Bancorp Inc is NASDAQ-FDSB, and the stock is listed on NASDAQ.

Fifth District Bancorp Inc (NASDAQ-FDSB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Fifth District Bancorp Inc is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Fifth District Bancorp Inc is 92.1%. Free float helps investors understand how much of the share base is available for public trading.