What is the fair value of First Resource Bank (OTC-FRSB) stock?

The current fair value estimate for First Resource Bank (OTC-FRSB) is $21.67. This implies an estimated downside of 16.2% versus the current market price.

Is First Resource Bank (OTC-FRSB) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 16.2% versus the current market price.

How is the financial health of First Resource Bank?

The current financial health read for First Resource Bank (OTC-FRSB) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is First Resource Bank's next earnings date?

The next earnings date currently listed for First Resource Bank (OTC-FRSB) is October 28, 2026.

Does First Resource Bank (OTC-FRSB) pay dividends?

Based on the current data, dividend yield is 0.3%.

What is the P/E ratio for First Resource Bank (OTC-FRSB)?

The current P/E ratio listed for First Resource Bank (OTC-FRSB) is 7.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of First Resource Bank?

The current market capitalization listed for First Resource Bank is 77.914 M.

What is the ticker symbol for First Resource Bank?

The ticker symbol for First Resource Bank is OTC-FRSB, and the stock is listed on OTC Markets.

Where is First Resource Bank (OTC-FRSB) listed?

First Resource Bank (OTC-FRSB) is listed on OTC Markets.

What is the debt-to-total-capital ratio for First Resource Bank?

The current debt-to-total-capital ratio listed for First Resource Bank is 24.0%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for First Resource Bank?

The free float listed for First Resource Bank is 90.8%. Free float helps investors understand how much of the share base is available for public trading.

First Resource Bank (FRSB) Fair Value & Stock Analysis

First Resource Bank (FRSB)

First Resource Bancorp, Inc. is the bank holding company for First Resource Bank, a community banking institution serving businesses and families in southeastern Pennsylvania. Through its banking operations, the company provides a range of personal and business deposit products, including checking, savings, money market, certificates of deposit, IRAs, insured cash sweep arrangements, and certificate of deposit registry services. It also originates lending products such as commercial mortgages, construction loans, working capital lines, SBA loans, commercial term loans, home equity and residential construction financing, land loans, vehicle loans, and other consumer credit products. In addition, the bank offers digital banking, cash management, ACH origination, wire transfers, bill payment, ATM access, e-statements, and related branch and remote banking services. Founded in 2005 and based in Exton, Pennsylvania, the company is listed on OTC Markets as common stock.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score
OTC-FRSB	$21.67	-16.2% Downside	Fair	Not available	Not available	Great	0.3%	October 28, 2026	7.9x	1.2x	2.6x	77.914 M	24.0%	90.8%	-1.7