Isabella Bank Corp (ISBA)

Isabella Bank Corp is a financial holding company for Isabella Bank, a Michigan-based banking institution serving businesses, institutions, individuals, and families. Through its banking franchise, the company provides a range of deposit products such as checking and savings accounts, certificates of deposit, direct deposit services, and cash management solutions. Its lending activities include commercial, agricultural, residential real estate, and consumer loans, with both secured and unsecured personal lending among the consumer offerings. Isabella Bank Corp also provides mobile and internet banking, investment management, trust and estate services, ATM access, and insurance products. Founded in 1903, the company is headquartered in Mount Pleasant, Michigan, and its common stock is listed on NASDAQ under the ticker ISBA.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-ISBA
$43.86
13.8% Upside
Fair
$43
11.5% Upside
Fair
Fair
September 28, 2026
September 30, 2026
2.9%
October 15, 2026
14.7x
1.2x
3.5x
294.1 M
33.1%
92.4%
-2.0
40.4%
115.4%
Valuation • Fair Value

Isabella Bank Corp (NASDAQ-ISBA) Fair Value by Valuation Model

Review the available estimates for Isabella Bank Corp (NASDAQ-ISBA), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$43.86

Estimated upside of 13.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$29.03

Classic Ben Graham valuation formula reference.

DDM Fair Value

$66.32

Dividend discount model valuation reference.

Comps Fair Value

$36.37

Comparable-company valuation reference.

Analyst Price Target

$43

Analysts imply upside of 11.5%.

How to read these valuation models

Use the 6 available valuation references for Isabella Bank Corp (NASDAQ-ISBA) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Isabella Bank Corp (NASDAQ-ISBA)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

83.202 M

Current operating scale indicator.

Revenue Forecast

92.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Isabella Bank Corp (NASDAQ-ISBA) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Isabella Bank Corp (NASDAQ-ISBA)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-2.0

Lower score that deserves closer risk review.

FCF / Net Income

115.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Isabella Bank Corp (NASDAQ-ISBA). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Isabella Bank Corp (NASDAQ-ISBA)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 15, 2026

Days to Earnings

27

Dividend Payment Date

September 30, 2026

Ex-Dividend Date

September 28, 2026

Dividend Yield

2.9%

Current income yield reference.

Payout Ratio

40.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Isabella Bank Corp (NASDAQ-ISBA), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Isabella Bank Corp (NASDAQ-ISBA) Stock Forecast & Technical Outlook

Review Isabella Bank Corp (NASDAQ-ISBA) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Isabella Bank Corp (NASDAQ-ISBA) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Isabella Bank Corp (NASDAQ-ISBA) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Isabella Bank Corp (NASDAQ-ISBA) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Isabella Bank Corp (NASDAQ-ISBA) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for Isabella Bank Corp (NASDAQ-ISBA) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Isabella Bank Corp (NASDAQ-ISBA)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Isabella Bank Corp (NASDAQ-ISBA) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

Isabella Bank Corp (NASDAQ-ISBA) Stock FAQ

Data-supported answers about Isabella Bank Corp (NASDAQ-ISBA), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$43.86
Estimated upside 13.8%
Valuation Rating
Undervalued
Estimated upside of 13.8%
Analyst Target
$43
Implied upside 11.5%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Isabella Bank Corp (NASDAQ-ISBA) is $43.86. This implies an estimated upside of 13.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 13.8% versus the current market price.

The available analyst price target for Isabella Bank Corp (NASDAQ-ISBA) is $43. The analyst target implies estimated upside of 11.5%.

The current financial health read for Isabella Bank Corp (NASDAQ-ISBA) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Isabella Bank Corp (NASDAQ-ISBA) is October 15, 2026.

Based on the current data, dividend yield is 2.9%, ex-dividend date is September 28, 2026, payment date is September 30, 2026.

The current P/E ratio listed for Isabella Bank Corp (NASDAQ-ISBA) is 14.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Isabella Bank Corp is 294.1 M.

The ticker symbol for Isabella Bank Corp is NASDAQ-ISBA, and the stock is listed on NASDAQ.

Isabella Bank Corp (NASDAQ-ISBA) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Isabella Bank Corp is 33.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Isabella Bank Corp is 92.4%. Free float helps investors understand how much of the share base is available for public trading.