Ameris Bancorp (ABCB)

Ameris Bancorp is a bank holding company listed on the NYSE under the ticker ABCB. Through Ameris Bank, it serves retail and commercial customers with a range of banking and lending activities. Its operations are organized into Banking, Retail Mortgage, Warehouse Lending, and Premium Finance divisions. The company provides deposit accounts such as checking, savings, money market, IRA, and certificates of deposit, along with loans tied to commercial real estate, residential property, agriculture, commercial and industrial needs, consumer borrowing, and secured credit lines. It also originates and services commercial insurance premium finance, equipment finance, and SBA loans. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-ABCB
$100.80
20.6% Upside
Undervalued
$94.17
12.6% Upside
Fair
Good
September 30, 2026
October 5, 2026
1.0%
October 22, 2026
15.0x
1.4x
4.8x
5.599 B
19.9%
94.0%
-1.4
14.6%
138.7%
Valuation • Fair Value

Ameris Bancorp (NYSE-ABCB) Fair Value by Valuation Model

Review the available estimates for Ameris Bancorp (NYSE-ABCB), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$100.80

Estimated upside of 20.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$62.43

Classic Ben Graham valuation formula reference.

DDM Fair Value

$139.80

Dividend discount model valuation reference.

Comps Fair Value

$74.81

Comparable-company valuation reference.

Analyst Price Target

$94.17

Analysts imply upside of 12.6%.

How to read these valuation models

Use the 6 available valuation references for Ameris Bancorp (NYSE-ABCB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Ameris Bancorp (NYSE-ABCB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.183 B

Current operating scale indicator.

Revenue Forecast

1.291 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Ameris Bancorp (NYSE-ABCB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Ameris Bancorp (NYSE-ABCB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

138.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Ameris Bancorp (NYSE-ABCB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Ameris Bancorp (NYSE-ABCB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

35

Dividend Payment Date

October 5, 2026

Ex-Dividend Date

September 30, 2026

Dividend Yield

1.0%

Current income yield reference.

Payout Ratio

14.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Ameris Bancorp (NYSE-ABCB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Ameris Bancorp (NYSE-ABCB) Stock Forecast & Technical Outlook

Review Ameris Bancorp (NYSE-ABCB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Ameris Bancorp (NYSE-ABCB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Ameris Bancorp (NYSE-ABCB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Ameris Bancorp (NYSE-ABCB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Ameris Bancorp (NYSE-ABCB) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Ameris Bancorp (NYSE-ABCB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Ameris Bancorp (NYSE-ABCB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Ameris Bancorp (NYSE-ABCB) has a Hold consensus, with 2 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 4
Sell 0
FAQ Fast Investor Answers

Ameris Bancorp (NYSE-ABCB) Stock FAQ

Data-supported answers about Ameris Bancorp (NYSE-ABCB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$100.80
Estimated upside 20.6%
Valuation Rating
Undervalued
Estimated upside of 20.6%
Analyst Target
$94.17
Implied upside 12.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for Ameris Bancorp (NYSE-ABCB) is $100.80. This implies an estimated upside of 20.6% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 20.6% versus the current market price.

The available analyst price target for Ameris Bancorp (NYSE-ABCB) is $94.17. The analyst target implies estimated upside of 12.6%.

The current financial health read for Ameris Bancorp (NYSE-ABCB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Ameris Bancorp (NYSE-ABCB) is October 22, 2026.

Based on the current data, dividend yield is 1.0%, ex-dividend date is September 30, 2026, payment date is October 5, 2026.

The current P/E ratio listed for Ameris Bancorp (NYSE-ABCB) is 15.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Ameris Bancorp is 5.599 B.

The ticker symbol for Ameris Bancorp is NYSE-ABCB, and the stock is listed on NYSE.

Ameris Bancorp (NYSE-ABCB) is listed on NYSE.

The current debt-to-total-capital ratio listed for Ameris Bancorp is 19.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Ameris Bancorp is 94.0%. Free float helps investors understand how much of the share base is available for public trading.