AmeriServ Financial Inc (ASRV)
AmeriServ Financial, Inc. is a bank holding company for AmeriServ Financial Bank and its common stock is listed on NASDAQ under the ticker ASRV. Through its banking operations in the United States, the company provides a range of consumer, mortgage, and commercial financial products and services. Its retail banking activities include deposit accounts, consumer lending, mortgage lending, and services such as safe deposit boxes, holiday club accounts, and money orders. For commercial clients, AmeriServ Financial offers lending, depository, and related services including commercial real estate loans, revolving credit facilities, lines of credit, inventory and accounts receivable financing, construction lending, wire transfers, night depository, and lock box services. The company also provides wealth management, trust, mutual fund, annuity, and insurance-related services. Founded in 1983, AmeriServ Financial is based in Johnstown, Pennsylvania.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-ASRV
|
$3.55
|
-11.0% Downside
|
Fair
|
—
|
—
|
—
|
Fair
|
—
|
—
|
0.12
|
3.1%
|
July 21, 2026
|
12.3x
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0.6x
|
1.2x
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65.652 M
|
—
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53.1%
|
75.6%
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-1.9
|
36.3%
|
25.8%
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