Nicolet Bankshares Inc (NIC)

Nicolet Bankshares, Inc. is a financial holding company and the parent of Nicolet National Bank, serving businesses and individuals across Wisconsin, Michigan, and Minnesota. Through its banking subsidiary, the company provides a range of deposit products, including checking, savings, money market, certificates of deposit, and individual retirement accounts. Its lending activities cover commercial and industrial credit, business lines of credit, commercial and agricultural real estate, construction and land development, residential mortgages, home equity lending, and consumer loans. Nicolet also offers cash management, international banking, brokerage, safe deposit boxes, trust and fiduciary services, wealth management, and retirement plan services. Additional capabilities include mortgage refinancing, online and mobile banking tools, payment and transfer services, card products, and crop insurance facilitation. Incorporated in 2000 and headquartered in Green Bay, Wisconsin, the company adopted the Nicolet Bankshares name in 2002.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-NIC
$184.39
7.6% Upside
Fair
$194.20
13.3% Upside
Fair
Great
December 1, 2026
December 15, 2026
0.8%
January 19, 2027
20.3x
1.6x
6.2x
3.573 B
2.5%
94.7%
-1.8
15.6%
98.8%
Valuation • Fair Value

Nicolet Bankshares Inc (NYSE-NIC) Fair Value by Valuation Model

Review the available estimates for Nicolet Bankshares Inc (NYSE-NIC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$184.39

Estimated upside of 7.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$93.76

Classic Ben Graham valuation formula reference.

DDM Fair Value

$245.72

Dividend discount model valuation reference.

Comps Fair Value

$143.50

Comparable-company valuation reference.

Analyst Price Target

$194.20

Analysts imply upside of 13.3%.

How to read these valuation models

Use the 6 available valuation references for Nicolet Bankshares Inc (NYSE-NIC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Nicolet Bankshares Inc (NYSE-NIC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

580.8 M

Current operating scale indicator.

Revenue Forecast

540.8 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Nicolet Bankshares Inc (NYSE-NIC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Nicolet Bankshares Inc (NYSE-NIC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

98.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Nicolet Bankshares Inc (NYSE-NIC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Nicolet Bankshares Inc (NYSE-NIC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 19, 2027

Days to Earnings

87

Dividend Payment Date

December 15, 2026

Ex-Dividend Date

December 1, 2026

Dividend Yield

0.8%

Current income yield reference.

Payout Ratio

15.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Nicolet Bankshares Inc (NYSE-NIC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Nicolet Bankshares Inc (NYSE-NIC) Stock Forecast & Technical Outlook

Review Nicolet Bankshares Inc (NYSE-NIC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Nicolet Bankshares Inc (NYSE-NIC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Nicolet Bankshares Inc (NYSE-NIC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Nicolet Bankshares Inc (NYSE-NIC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Nicolet Bankshares Inc (NYSE-NIC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Nicolet Bankshares Inc (NYSE-NIC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Nicolet Bankshares Inc (NYSE-NIC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Nicolet Bankshares Inc (NYSE-NIC) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ • Fast Investor Answers

Nicolet Bankshares Inc (NYSE-NIC) Stock FAQ

Data-supported answers about Nicolet Bankshares Inc (NYSE-NIC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$184.39
Estimated upside 7.6%
Valuation Rating
Undervalued
Estimated upside of 7.6%
Analyst Target
$194.20
Implied upside 13.3%
Financial Health
Great
Current financial-health read

The current fair value estimate for Nicolet Bankshares Inc (NYSE-NIC) is $184.39. This implies an estimated upside of 7.6% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 7.6% versus the current market price.

The available analyst price target for Nicolet Bankshares Inc (NYSE-NIC) is $194.20. The analyst target implies estimated upside of 13.3%.

The current financial health read for Nicolet Bankshares Inc (NYSE-NIC) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Nicolet Bankshares Inc (NYSE-NIC) is January 19, 2027.

Based on the current data, dividend yield is 0.8%, ex-dividend date is December 1, 2026, payment date is December 15, 2026.

The current P/E ratio listed for Nicolet Bankshares Inc (NYSE-NIC) is 20.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Nicolet Bankshares Inc is 3.573 B.

The ticker symbol for Nicolet Bankshares Inc is NYSE-NIC, and the stock is listed on NYSE.

Nicolet Bankshares Inc (NYSE-NIC) is listed on NYSE.

The current debt-to-total-capital ratio listed for Nicolet Bankshares Inc is 2.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Nicolet Bankshares Inc is 94.7%. Free float helps investors understand how much of the share base is available for public trading.