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Northpointe Bancshares Inc (NPB)

Featured in Undervalued Banks/Financial Stocks

Northpointe Bancshares, Inc. is a bank holding company for Northpointe Bank and its common stock is listed on the NYSE under the symbol NPB. The company provides banking products and services in the United States through two operating segments: Mortgage Purchase Program and Retail Banking. Its offerings include digital deposit accounts such as noninterest-bearing, savings, money market demand, and certificate of deposit products, along with personal and business banking, health savings accounts, home loans, residential mortgage lending, mortgage purchase program services, and custodial deposit services. Founded in 1998, Northpointe Bancshares is headquartered in Grand Rapids, Michigan.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-NPB
$13.99
-14.9% Downside
Fair
$20.38
23.9% Upside
Undervalued
Good
0.6%
October 27, 2026
7.0x
0.9x
2.2x
568.9 M
73.9%
38.7%
-0.9
9.0%
124.9%
Valuation • Fair Value

Northpointe Bancshares Inc (NYSE-NPB) Fair Value by Valuation Model

Review the available estimates for Northpointe Bancshares Inc (NYSE-NPB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$13.99

Estimated downside of 14.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$26.16

Classic Ben Graham valuation formula reference.

Comps Fair Value

$13.99

Comparable-company valuation reference.

Analyst Price Target

$20.38

Analysts imply upside of 23.9%.

How to read these valuation models

Use the 5 available valuation references for Northpointe Bancshares Inc (NYSE-NPB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Northpointe Bancshares Inc (NYSE-NPB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

257.2 M

Current operating scale indicator.

Revenue Forecast

258.5 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Northpointe Bancshares Inc (NYSE-NPB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Northpointe Bancshares Inc (NYSE-NPB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-0.9

Lower score that deserves closer risk review.

FCF / Net Income

124.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Northpointe Bancshares Inc (NYSE-NPB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Northpointe Bancshares Inc (NYSE-NPB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 27, 2026

Days to Earnings

39

Dividend Yield

0.6%

Current income yield reference.

Payout Ratio

9.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Northpointe Bancshares Inc (NYSE-NPB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Northpointe Bancshares Inc (NYSE-NPB) Stock Forecast & Technical Outlook

Review Northpointe Bancshares Inc (NYSE-NPB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Northpointe Bancshares Inc (NYSE-NPB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Northpointe Bancshares Inc (NYSE-NPB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Northpointe Bancshares Inc (NYSE-NPB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Northpointe Bancshares Inc (NYSE-NPB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Northpointe Bancshares Inc (NYSE-NPB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Northpointe Bancshares Inc (NYSE-NPB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Northpointe Bancshares Inc (NYSE-NPB) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ • Fast Investor Answers

Northpointe Bancshares Inc (NYSE-NPB) Stock FAQ

Data-supported answers about Northpointe Bancshares Inc (NYSE-NPB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$13.99
Estimated downside 14.9%
Valuation Rating
Overvalued
Estimated downside of 14.9%
Analyst Target
$20.38
Implied upside 23.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Northpointe Bancshares Inc (NYSE-NPB) is $13.99. This implies an estimated downside of 14.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 14.9% versus the current market price.

The available analyst price target for Northpointe Bancshares Inc (NYSE-NPB) is $20.38. The analyst target implies estimated upside of 23.9%.

The current financial health read for Northpointe Bancshares Inc (NYSE-NPB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Northpointe Bancshares Inc (NYSE-NPB) is October 27, 2026.

Based on the current data, dividend yield is 0.6%.

The current P/E ratio listed for Northpointe Bancshares Inc (NYSE-NPB) is 7.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Northpointe Bancshares Inc is 568.9 M.

The ticker symbol for Northpointe Bancshares Inc is NYSE-NPB, and the stock is listed on NYSE.

Northpointe Bancshares Inc (NYSE-NPB) is listed on NYSE.

The current debt-to-total-capital ratio listed for Northpointe Bancshares Inc is 73.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Northpointe Bancshares Inc is 38.7%. Free float helps investors understand how much of the share base is available for public trading.

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