NSTS Bancorp Inc (NSTS)

NSTS Bancorp Inc. is a common stock listing on NASDAQ for the financial holding company of North Shore Trust and Savings. Through its banking subsidiary, the company provides deposit and lending services in Illinois, including checking, money market, savings, and time deposit accounts, as well as residential mortgage, multi-family, commercial real estate, construction, and consumer loans. It also supports customers through online banking. NSTS Bancorp operates full-service offices in Lake County, Illinois, and loan production offices in Chicago, Plainfield, and Aurora. The company was founded in 1921 and is headquartered in Waukegan, Illinois.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-NSTS
$11.22
-20.2% Downside
Overvalued
Not available
Not available
Good
0.0%
November 13, 2026
0.9x
6.3x
69.193 M
0.0%
92.7%
0.8
-33,658.1%
Valuation • Fair Value

NSTS Bancorp Inc (NASDAQ-NSTS) Fair Value by Valuation Model

Review the available estimates for NSTS Bancorp Inc (NASDAQ-NSTS), including Comps Fair Value.

Primary Valuation Read

Fair Value

$11.22

Estimated downside of 20.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Comps Fair Value

$11.22

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 3 available valuation references for NSTS Bancorp Inc (NASDAQ-NSTS) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for NSTS Bancorp Inc (NASDAQ-NSTS)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

11.015 M

Current operating scale indicator.

Revenue Forecast

10.672 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review NSTS Bancorp Inc (NASDAQ-NSTS) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for NSTS Bancorp Inc (NASDAQ-NSTS)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

0.8

Lower score that deserves closer risk review.

FCF / Net Income

-33,658.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for NSTS Bancorp Inc (NASDAQ-NSTS). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for NSTS Bancorp Inc (NASDAQ-NSTS)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 13, 2026

Days to Earnings

56

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for NSTS Bancorp Inc (NASDAQ-NSTS), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for NSTS Bancorp Inc (NASDAQ-NSTS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for NSTS Bancorp Inc (NASDAQ-NSTS) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for NSTS Bancorp Inc (NASDAQ-NSTS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for NSTS Bancorp Inc (NASDAQ-NSTS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for NSTS Bancorp Inc (NASDAQ-NSTS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

NSTS Bancorp Inc (NASDAQ-NSTS) Stock FAQ

Data-supported answers about NSTS Bancorp Inc (NASDAQ-NSTS), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$11.22
Estimated downside 20.2%
Valuation Rating
Overvalued
Estimated downside of 20.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for NSTS Bancorp Inc (NASDAQ-NSTS) is $11.22. This implies an estimated downside of 20.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 20.2% versus the current market price.

The current financial health read for NSTS Bancorp Inc (NASDAQ-NSTS) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for NSTS Bancorp Inc (NASDAQ-NSTS) is November 13, 2026.

The latest available data indicates no current dividend yield for NSTS Bancorp Inc (NASDAQ-NSTS).

The current market capitalization listed for NSTS Bancorp Inc is 69.193 M.

The ticker symbol for NSTS Bancorp Inc is NASDAQ-NSTS, and the stock is listed on NASDAQ.

NSTS Bancorp Inc (NASDAQ-NSTS) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for NSTS Bancorp Inc is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for NSTS Bancorp Inc is 92.7%. Free float helps investors understand how much of the share base is available for public trading.