Nu Holdings Ltd (NU)

Nu Holdings Ltd. is a financial technology company listed on the NYSE as common stock. Through its digital banking platform, it serves customers in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company’s product set includes credit and prepaid cards, digital checking and personal accounts, business accounts, mobile payment and transfer tools, and an integrated shopping marketplace. It also provides savings and investing features, cryptocurrency trading through its app, and a range of lending products such as personal loans and financing tied to card and account activity. Beyond core banking services, Nu offers insurance products, travel-related services, and mobile phone service. Founded in 2013 and headquartered in São Paulo, Brazil, Nu Holdings focuses on delivering financial services through its digital platform.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NYSE-NU
$14.65
7.3% Upside
Fair
$18.78
37.6% Upside
Undervalued
Good
0.0%
November 12, 2026
18.3x
5.0x
7.8x
65.939 B
8.1%
77.1%
0.8
-286.2%
Valuation • Fair Value

Nu Holdings Ltd (NYSE-NU) Fair Value by Valuation Model

Review the available estimates for Nu Holdings Ltd (NYSE-NU), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$14.65

Estimated upside of 7.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$8.29

Classic Ben Graham valuation formula reference.

Comps Fair Value

$14.69

Comparable-company valuation reference.

Analyst Price Target

$18.78

Analysts imply upside of 37.6%.

How to read these valuation models

Use the 5 available valuation references for Nu Holdings Ltd (NYSE-NU) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Nu Holdings Ltd (NYSE-NU)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

8.442 B

Current operating scale indicator.

Revenue Forecast

10.136 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Nu Holdings Ltd (NYSE-NU) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Nu Holdings Ltd (NYSE-NU)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

0.8

Lower score that deserves closer risk review.

FCF / Net Income

-286.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Nu Holdings Ltd (NYSE-NU). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Nu Holdings Ltd (NYSE-NU)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 12, 2026

Days to Earnings

55

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Nu Holdings Ltd (NYSE-NU), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Nu Holdings Ltd (NYSE-NU) Stock Forecast & Technical Outlook

Review Nu Holdings Ltd (NYSE-NU) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Nu Holdings Ltd (NYSE-NU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Nu Holdings Ltd (NYSE-NU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Nu Holdings Ltd (NYSE-NU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Nu Holdings Ltd (NYSE-NU) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Nu Holdings Ltd (NYSE-NU) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Nu Holdings Ltd (NYSE-NU)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Nu Holdings Ltd (NYSE-NU) has a Strong Buy consensus, with 13 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 13
Hold 4
Sell 0
FAQ Fast Investor Answers

Nu Holdings Ltd (NYSE-NU) Stock FAQ

Data-supported answers about Nu Holdings Ltd (NYSE-NU), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$14.65
Estimated upside 7.3%
Valuation Rating
Undervalued
Estimated upside of 7.3%
Analyst Target
$18.78
Implied upside 37.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for Nu Holdings Ltd (NYSE-NU) is $14.65. This implies an estimated upside of 7.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 7.3% versus the current market price.

The available analyst price target for Nu Holdings Ltd (NYSE-NU) is $18.78. The analyst target implies estimated upside of 37.6%.

The current financial health read for Nu Holdings Ltd (NYSE-NU) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Nu Holdings Ltd (NYSE-NU) is November 12, 2026.

The latest available data indicates no current dividend yield for Nu Holdings Ltd (NYSE-NU).

The current P/E ratio listed for Nu Holdings Ltd (NYSE-NU) is 18.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Nu Holdings Ltd is 65.939 B.

The ticker symbol for Nu Holdings Ltd is NYSE-NU, and the stock is listed on NYSE.

Nu Holdings Ltd (NYSE-NU) is listed on NYSE.

The current debt-to-total-capital ratio listed for Nu Holdings Ltd is 8.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Nu Holdings Ltd is 77.1%. Free float helps investors understand how much of the share base is available for public trading.