SR Bancorp Inc (SRBK)

SR Bancorp Inc. is a bank holding company whose primary subsidiary, Somerset Regal Bank, serves individuals, businesses, and local governments in parts of northern and central New Jersey, including Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties. Through its banking franchise, the company accepts a range of deposit products such as demand, savings, money market, and certificate accounts, along with business checking services and online bill payment. Its lending activities include residential mortgages, commercial real estate, multifamily, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans, as well as lines of credit. The company also participates in investment activities. SR Bancorp was founded in 1887 and is based in Bound Brook, New Jersey.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SRBK
$14
-28.7% Downside
Overvalued
$19
-3.2% Downside
Fair
Fair
1.2%
October 29, 2026
45.2x
0.8x
4.6x
151.5 M
30.8%
91.1%
-1.0
36.2%
229.1%
Valuation • Fair Value

SR Bancorp Inc (NASDAQ-SRBK) Fair Value by Valuation Model

Review the available estimates for SR Bancorp Inc (NASDAQ-SRBK), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$14

Estimated downside of 28.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$4.81

Classic Ben Graham valuation formula reference.

Comps Fair Value

$14

Comparable-company valuation reference.

Analyst Price Target

$19

Analysts imply downside of 3.2%.

How to read these valuation models

Use the 5 available valuation references for SR Bancorp Inc (NASDAQ-SRBK) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for SR Bancorp Inc (NASDAQ-SRBK)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

32.873 M

Current operating scale indicator.

Revenue Forecast

33.53 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review SR Bancorp Inc (NASDAQ-SRBK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for SR Bancorp Inc (NASDAQ-SRBK)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

FCF / Net Income

229.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for SR Bancorp Inc (NASDAQ-SRBK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for SR Bancorp Inc (NASDAQ-SRBK)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

41

Dividend Yield

1.2%

Current income yield reference.

Payout Ratio

36.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for SR Bancorp Inc (NASDAQ-SRBK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

SR Bancorp Inc (NASDAQ-SRBK) Stock Forecast & Technical Outlook

Review SR Bancorp Inc (NASDAQ-SRBK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for SR Bancorp Inc (NASDAQ-SRBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for SR Bancorp Inc (NASDAQ-SRBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for SR Bancorp Inc (NASDAQ-SRBK) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for SR Bancorp Inc (NASDAQ-SRBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for SR Bancorp Inc (NASDAQ-SRBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for SR Bancorp Inc (NASDAQ-SRBK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, SR Bancorp Inc (NASDAQ-SRBK) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

SR Bancorp Inc (NASDAQ-SRBK) Stock FAQ

Data-supported answers about SR Bancorp Inc (NASDAQ-SRBK), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$14
Estimated downside 28.7%
Valuation Rating
Overvalued
Estimated downside of 28.7%
Analyst Target
$19
Implied downside 3.2%
Financial Health
Fair
Current financial-health read

The current fair value estimate for SR Bancorp Inc (NASDAQ-SRBK) is $14. This implies an estimated downside of 28.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 28.7% versus the current market price.

The available analyst price target for SR Bancorp Inc (NASDAQ-SRBK) is $19. The analyst target implies estimated downside of 3.2%.

The current financial health read for SR Bancorp Inc (NASDAQ-SRBK) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for SR Bancorp Inc (NASDAQ-SRBK) is October 29, 2026.

Based on the current data, dividend yield is 1.2%.

The current P/E ratio listed for SR Bancorp Inc (NASDAQ-SRBK) is 45.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for SR Bancorp Inc is 151.5 M.

The ticker symbol for SR Bancorp Inc is NASDAQ-SRBK, and the stock is listed on NASDAQ.

SR Bancorp Inc (NASDAQ-SRBK) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for SR Bancorp Inc is 30.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for SR Bancorp Inc is 91.1%. Free float helps investors understand how much of the share base is available for public trading.