Third Coast Bancshares Inc (TCBX)

Third Coast Bancshares, Inc. is a bank holding company whose common stock trades on the NYSE under the ticker TCBX. Through Third Coast Bank, the company provides commercial banking services to small and medium-sized businesses and professionals in Texas. Its deposit offerings include checking, money market, savings, individual retirement, and certificate of deposit accounts. The loan portfolio spans commercial and residential real estate, construction and development, commercial and industrial, farmland, consumer, and agricultural lending, along with lease financing and bond anticipation notes. Third Coast Bancshares also provides digital and transaction services such as online and mobile banking, treasury management, merchant card services, and debit and credit cards. In addition, it holds a securities portfolio that includes municipal, mortgage-backed, agency collateralized mortgage obligation, U.S. Treasury, and corporate securities. Founded in 2008, the company is headquartered in Humble, Texas.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-TCBX
$42.53
-4.1% Downside
Fair
$47
5.9% Upside
Fair
Good
0.0%
October 28, 2026
10.6x
1.1x
3.2x
739 M
18.1%
91.4%
-1.8
6.4%
22.7%
Valuation • Fair Value

Third Coast Bancshares Inc (NYSE-TCBX) Fair Value by Valuation Model

Review the available estimates for Third Coast Bancshares Inc (NYSE-TCBX), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$42.53

Estimated downside of 4.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$46.34

Classic Ben Graham valuation formula reference.

Comps Fair Value

$42.53

Comparable-company valuation reference.

Analyst Price Target

$47

Analysts imply upside of 5.9%.

How to read these valuation models

Use the 5 available valuation references for Third Coast Bancshares Inc (NYSE-TCBX) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Third Coast Bancshares Inc (NYSE-TCBX)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

229 M

Current operating scale indicator.

Revenue Forecast

258.4 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Third Coast Bancshares Inc (NYSE-TCBX) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Third Coast Bancshares Inc (NYSE-TCBX)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

22.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Third Coast Bancshares Inc (NYSE-TCBX). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Third Coast Bancshares Inc (NYSE-TCBX)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

40

Dividend Yield

0.0%

No current dividend yield is indicated.

Payout Ratio

6.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Third Coast Bancshares Inc (NYSE-TCBX), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Third Coast Bancshares Inc (NYSE-TCBX) Stock Forecast & Technical Outlook

Review Third Coast Bancshares Inc (NYSE-TCBX) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Third Coast Bancshares Inc (NYSE-TCBX)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Third Coast Bancshares Inc (NYSE-TCBX) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ Fast Investor Answers

Third Coast Bancshares Inc (NYSE-TCBX) Stock FAQ

Data-supported answers about Third Coast Bancshares Inc (NYSE-TCBX), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$42.53
Estimated downside 4.1%
Valuation Rating
Overvalued
Estimated downside of 4.1%
Analyst Target
$47
Implied upside 5.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Third Coast Bancshares Inc (NYSE-TCBX) is $42.53. This implies an estimated downside of 4.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.1% versus the current market price.

The available analyst price target for Third Coast Bancshares Inc (NYSE-TCBX) is $47. The analyst target implies estimated upside of 5.9%.

The current financial health read for Third Coast Bancshares Inc (NYSE-TCBX) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Third Coast Bancshares Inc (NYSE-TCBX) is October 28, 2026.

The latest available data indicates no current dividend yield for Third Coast Bancshares Inc (NYSE-TCBX).

The current P/E ratio listed for Third Coast Bancshares Inc (NYSE-TCBX) is 10.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Third Coast Bancshares Inc is 739 M.

The ticker symbol for Third Coast Bancshares Inc is NYSE-TCBX, and the stock is listed on NYSE.

Third Coast Bancshares Inc (NYSE-TCBX) is listed on NYSE.

The current debt-to-total-capital ratio listed for Third Coast Bancshares Inc is 18.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Third Coast Bancshares Inc is 91.4%. Free float helps investors understand how much of the share base is available for public trading.