What is the fair value of VersaBank (NASDAQ-VBNK) stock?

The current fair value estimate for VersaBank (NASDAQ-VBNK) is $17.15. This implies an estimated downside of 24.7% versus the current market price.

Is VersaBank (NASDAQ-VBNK) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 24.7% versus the current market price.

What is the analyst price target for NASDAQ-VBNK stock?

The available analyst price target for VersaBank (NASDAQ-VBNK) is $25.50. The analyst target implies estimated upside of 11.9%.

How is the financial health of VersaBank?

The current financial health read for VersaBank (NASDAQ-VBNK) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is VersaBank's next earnings date?

The next earnings date currently listed for VersaBank (NASDAQ-VBNK) is December 16, 2026.

Does VersaBank (NASDAQ-VBNK) pay dividends?

Based on the current data, dividend yield is 0.3%, ex-dividend date is October 9, 2026, payment date is October 31, 2026.

What is the P/E ratio for VersaBank (NASDAQ-VBNK)?

The current P/E ratio listed for VersaBank (NASDAQ-VBNK) is 30.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of VersaBank?

The current market capitalization listed for VersaBank is 737.1 M.

What is the ticker symbol for VersaBank?

The ticker symbol for VersaBank is NASDAQ-VBNK, and the stock is listed on NASDAQ.

Where is VersaBank (NASDAQ-VBNK) listed?

VersaBank (NASDAQ-VBNK) is listed on NASDAQ.

What is the debt-to-total-capital ratio for VersaBank?

The current debt-to-total-capital ratio listed for VersaBank is 9.4%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for VersaBank?

The free float listed for VersaBank is 64.6%. Free float helps investors understand how much of the share base is available for public trading.

VersaBank (VBNK) Fair Value & Stock Analysis

VersaBank (VBNK)

VersaBank is a Canadian banking company listed on NASDAQ under the symbol VBNK. As a common equity security, it represents ownership in the company rather than a fund or special-purpose instrument. VersaBank operates banking activities in Canada and the United States through its Digital Banking Canada, Digital Banking USA, and DRTC segments. Its offerings include deposit products such as guaranteed investment certificates, registered retirement savings plans, tax-free savings accounts, and deposit insurance products. The company also provides lending services, including point-of-sale financing, commercial real estate mortgages and loans, public sector financing, leases, and other credit solutions. In addition, DRTC conducts cybersecurity services and banking and financial technology development. Founded in 1979 and headquartered in London, Canada, VersaBank changed its name from Pacific & Western Bank of Canada in May 2016.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-VBNK	$17.15	-24.7% Downside	Overvalued	$25.50	11.9% Upside	Fair	Fair	October 9, 2026	October 31, 2026	0.3%	December 16, 2026	30.5x	1.8x	7.0x	737.1 M	9.4%	64.6%	-1.9	9.5%	-3,763.0%