Axos Financial Inc (AX)

Axos Financial, Inc. is a U.S. consumer and business banking company listed on the NYSE under the symbol AX. Through its banking and securities operations, the company serves individuals and businesses with deposit products such as checking, savings, time deposits, and commercial deposits. Its lending activities include residential single-family, multifamily, and commercial mortgage loans, as well as commercial real estate-secured, commercial and industrial non-real estate, auto, and consumer loans. Axos also provides investment and wealth management-related services, including disclosed clearing, recordkeeping, trade reporting, reorganization assistance, margin lending, and securities lending. Founded in 1999 and based in Las Vegas, Nevada, the company was previously known as BofI Holding, Inc. before adopting its current name in September 2018.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NYSE-AX
$89.08
-3.7% Downside
Fair
$117.71
27.3% Upside
Undervalued
Great
0.0%
January 28, 2027
10.3x
1.6x
3.6x
5.244 B
19.0%
95.5%
-1.4
82.0%
Valuation • Fair Value

Axos Financial Inc (NYSE-AX) Fair Value by Valuation Model

Review the available estimates for Axos Financial Inc (NYSE-AX), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$89.08

Estimated downside of 3.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$99.31

Classic Ben Graham valuation formula reference.

Comps Fair Value

$89.08

Comparable-company valuation reference.

Analyst Price Target

$117.71

Analysts imply upside of 27.3%.

How to read these valuation models

Use the 5 available valuation references for Axos Financial Inc (NYSE-AX) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Axos Financial Inc (NYSE-AX)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.444 B

Current operating scale indicator.

Revenue Forecast

1.649 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Axos Financial Inc (NYSE-AX) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Axos Financial Inc (NYSE-AX)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

82.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Axos Financial Inc (NYSE-AX). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Axos Financial Inc (NYSE-AX)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 28, 2027

Days to Earnings

83

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Axos Financial Inc (NYSE-AX), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Axos Financial Inc (NYSE-AX) Stock Forecast & Technical Outlook

Review Axos Financial Inc (NYSE-AX) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Axos Financial Inc (NYSE-AX) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Axos Financial Inc (NYSE-AX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Axos Financial Inc (NYSE-AX) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Axos Financial Inc (NYSE-AX) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Axos Financial Inc (NYSE-AX) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Axos Financial Inc (NYSE-AX)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Axos Financial Inc (NYSE-AX) has a Strong Buy consensus, with 5 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 5
Hold 1
Sell 0
FAQ • Fast Investor Answers

Axos Financial Inc (NYSE-AX) Stock FAQ

Data-supported answers about Axos Financial Inc (NYSE-AX), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$89.08
Estimated downside 3.7%
Valuation Rating
Overvalued
Estimated downside of 3.7%
Analyst Target
$117.71
Implied upside 27.3%
Financial Health
Great
Current financial-health read

The current fair value estimate for Axos Financial Inc (NYSE-AX) is $89.08. This implies an estimated downside of 3.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.7% versus the current market price.

The available analyst price target for Axos Financial Inc (NYSE-AX) is $117.71. The analyst target implies estimated upside of 27.3%.

The current financial health read for Axos Financial Inc (NYSE-AX) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Axos Financial Inc (NYSE-AX) is January 28, 2027.

The latest available data indicates no current dividend yield for Axos Financial Inc (NYSE-AX).

The current P/E ratio listed for Axos Financial Inc (NYSE-AX) is 10.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Axos Financial Inc is 5.244 B.

The ticker symbol for Axos Financial Inc is NYSE-AX, and the stock is listed on NYSE.

Axos Financial Inc (NYSE-AX) is listed on NYSE.

The current debt-to-total-capital ratio listed for Axos Financial Inc is 19.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Axos Financial Inc is 95.5%. Free float helps investors understand how much of the share base is available for public trading.