Beacon Financial Corp (BBT)

Beacon Financial Corp is a bank holding company for Beacon Bank & Trust, with operations spanning New England, New York, other parts of the United States, and international markets. Through its banking business, the company takes commercial, municipal, and retail deposits and originates mortgage loans secured by commercial and residential real estate, along with commercial loans and leases. Its activities also include investing in debt and equity securities and providing cash management, trust, investment advisory, specialty equipment financing, SBA lending, online and mobile banking, and wealth management services. Founded in 1846 and headquartered in Boston, Massachusetts, Beacon Financial is listed on the NYSE as common stock.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-BBT
$28.31
-5.8% Downside
Fair
$34.67
15.3% Upside
Fair
Great
November 6, 2026
November 20, 2026
4.3%
February 3, 2027
11.2x
1.0x
3.0x
2.52 B
25.5%
92.3%
-1.9
58.3%
95.9%
Valuation • Fair Value

Beacon Financial Corp (NYSE-BBT) Fair Value by Valuation Model

Review the available estimates for Beacon Financial Corp (NYSE-BBT), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$28.31

Estimated downside of 5.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$29.81

Classic Ben Graham valuation formula reference.

Comps Fair Value

$28.31

Comparable-company valuation reference.

Analyst Price Target

$34.67

Analysts imply upside of 15.3%.

How to read these valuation models

Use the 5 available valuation references for Beacon Financial Corp (NYSE-BBT) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Beacon Financial Corp (NYSE-BBT)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

852.8 M

Current operating scale indicator.

Revenue Forecast

887 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Beacon Financial Corp (NYSE-BBT) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Beacon Financial Corp (NYSE-BBT)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.9

Lower score that deserves closer risk review.

FCF / Net Income

95.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Beacon Financial Corp (NYSE-BBT). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Beacon Financial Corp (NYSE-BBT)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

February 3, 2027

Days to Earnings

102

Dividend Payment Date

November 20, 2026

Ex-Dividend Date

November 6, 2026

Dividend Yield

4.3%

Current income yield reference.

Payout Ratio

58.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Beacon Financial Corp (NYSE-BBT), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Beacon Financial Corp (NYSE-BBT) Stock Forecast & Technical Outlook

Review Beacon Financial Corp (NYSE-BBT) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Beacon Financial Corp (NYSE-BBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Beacon Financial Corp (NYSE-BBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Beacon Financial Corp (NYSE-BBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Beacon Financial Corp (NYSE-BBT) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Beacon Financial Corp (NYSE-BBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Beacon Financial Corp (NYSE-BBT)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Beacon Financial Corp (NYSE-BBT) has a Hold consensus, with 1 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 4
Sell 0
FAQ • Fast Investor Answers

Beacon Financial Corp (NYSE-BBT) Stock FAQ

Data-supported answers about Beacon Financial Corp (NYSE-BBT), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$28.31
Estimated downside 5.8%
Valuation Rating
Overvalued
Estimated downside of 5.8%
Analyst Target
$34.67
Implied upside 15.3%
Financial Health
Great
Current financial-health read

The current fair value estimate for Beacon Financial Corp (NYSE-BBT) is $28.31. This implies an estimated downside of 5.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 5.8% versus the current market price.

The available analyst price target for Beacon Financial Corp (NYSE-BBT) is $34.67. The analyst target implies estimated upside of 15.3%.

The current financial health read for Beacon Financial Corp (NYSE-BBT) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Beacon Financial Corp (NYSE-BBT) is February 3, 2027.

Based on the current data, dividend yield is 4.3%, ex-dividend date is November 6, 2026, payment date is November 20, 2026.

The current P/E ratio listed for Beacon Financial Corp (NYSE-BBT) is 11.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Beacon Financial Corp is 2.52 B.

The ticker symbol for Beacon Financial Corp is NYSE-BBT, and the stock is listed on NYSE.

Beacon Financial Corp (NYSE-BBT) is listed on NYSE.

The current debt-to-total-capital ratio listed for Beacon Financial Corp is 25.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Beacon Financial Corp is 92.3%. Free float helps investors understand how much of the share base is available for public trading.