Carver Bancorp Inc (CARV)

Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank, a New York-based banking institution serving consumers, businesses, nonprofit organizations, and governmental and quasi-governmental clients. Through its banking subsidiary, the company accepts a range of deposit products, including demand, savings, and time deposits, along with passbook and statement accounts, certificates of deposit, and individual retirement accounts. Its lending activities include one- to four-family residential mortgages, multifamily real estate loans, commercial real estate loans, construction financing, and business loans. Carver Bancorp also provides consumer and commercial banking services such as debit cards, online account opening and banking, online bill payment, telephone banking, check cashing, wire transfers, bill payment, reloadable prepaid cards, and money order services. Founded in 1948, the company is headquartered in New York, New York.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
OTC-CARV
$1.88
18.9% Upside
Undervalued
Not available
Not available
Weak
0.0%
November 13, 2026
3.3x
0.4x
9.827 M
61.9%
69.7%
-2.4
20.7%
Valuation • Fair Value

Carver Bancorp Inc (OTC-CARV) Fair Value by Valuation Model

Review the available estimates for Carver Bancorp Inc (OTC-CARV), including Comps Fair Value.

Primary Valuation Read

Fair Value

$1.88

Estimated upside of 18.9% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

Comps Fair Value

$1.88

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 3 available valuation references for Carver Bancorp Inc (OTC-CARV) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Carver Bancorp Inc (OTC-CARV)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

27.218 M

Current operating scale indicator.

Revenue Forecast

32.662 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Carver Bancorp Inc (OTC-CARV) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Carver Bancorp Inc (OTC-CARV)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-2.4

Lower score that deserves closer risk review.

FCF / Net Income

20.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Carver Bancorp Inc (OTC-CARV). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Carver Bancorp Inc (OTC-CARV)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 13, 2026

Days to Earnings

57

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Carver Bancorp Inc (OTC-CARV), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Carver Bancorp Inc (OTC-CARV) Stock Forecast & Technical Outlook

Review Carver Bancorp Inc (OTC-CARV) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Carver Bancorp Inc (OTC-CARV) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Carver Bancorp Inc (OTC-CARV) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Carver Bancorp Inc (OTC-CARV) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Carver Bancorp Inc (OTC-CARV) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Sell

The monthly technical read for Carver Bancorp Inc (OTC-CARV) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Carver Bancorp Inc (OTC-CARV)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Carver Bancorp Inc (OTC-CARV) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Carver Bancorp Inc (OTC-CARV) Stock FAQ

Data-supported answers about Carver Bancorp Inc (OTC-CARV), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$1.88
Estimated upside 18.9%
Valuation Rating
Undervalued
Estimated upside of 18.9%
Financial Health
Weak
Current financial-health read

The current fair value estimate for Carver Bancorp Inc (OTC-CARV) is $1.88. This implies an estimated upside of 18.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 18.9% versus the current market price.

The current financial health read for Carver Bancorp Inc (OTC-CARV) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Carver Bancorp Inc (OTC-CARV) is November 13, 2026.

The latest available data indicates no current dividend yield for Carver Bancorp Inc (OTC-CARV).

The current market capitalization listed for Carver Bancorp Inc is 9.827 M.

The ticker symbol for Carver Bancorp Inc is OTC-CARV, and the stock is listed on OTC Markets.

Carver Bancorp Inc (OTC-CARV) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Carver Bancorp Inc is 61.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Carver Bancorp Inc is 69.7%. Free float helps investors understand how much of the share base is available for public trading.