Citizens Community Bancorp Inc (CZWI)
Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A. and its common stock trades on NASDAQ under the ticker CZWI. Through its banking subsidiary, the company provides traditional community banking services to businesses, agricultural operators, and consumers in the United States, with operations in Wisconsin and Minnesota and some international activity. Its deposit offerings include demand deposits, savings and money market accounts, and certificates of deposit. The lending portfolio covers commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans, along with one- to-four family residential mortgages and home equity lines of credit. Citizens Community Bancorp also maintains an investment portfolio that includes mortgage-backed and asset-backed securities, U.S. government-sponsored agency securities, and corporate debt securities. Founded in 1938, the company is headquartered in Eau Claire, Wisconsin.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-CZWI
|
$22.45
|
2.6% Upside
|
Fair
|
$22.25
|
1.7% Upside
|
Fair
|
Fair
|
2.0%
|
October 26, 2026
|
16.3x
|
1.1x
|
3.6x
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209.6 M
|
20.2%
|
81.6%
|
-1.6
|
15.8%
|
151.0%
|