Community Bank System Inc (CBU)
Community Bank System Inc. is a common stock listed on the NYSE under the ticker CBU. The company operates through Community Bank, N.A. as a bank holding company serving retail, commercial, institutional, and government clients. Its activities are organized into four segments: Banking, Employee Benefit Services, Insurance Services, and Wealth Management Services.
The Banking segment includes lending, deposit products, treasury management, and payment processing. The Employee Benefit Services segment provides trust, retirement plan, health savings account, fund administration, transfer agency, actuarial, consulting, and related broker-dealer services. The Insurance Services segment focuses on personal and commercial insurance and risk management solutions, while Wealth Management Services covers financial planning, fiduciary, trust, retirement, and educational planning services. The company was founded in 1866 and is headquartered in Syracuse, New York.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Payment Date | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NYSE-CBU
|
$81.12
|
30.8% Upside
|
Undervalued
|
$70.17
|
13.2% Upside
|
Fair
|
Good
|
October 13, 2026
|
3.1%
|
October 27, 2026
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14.3x
|
1.6x
|
3.9x
|
3.262 B
|
19.1%
|
99.1%
|
-2.0
|
43.2%
|
107.7%
|
