Community West Bancshares (CWBC)

Community West Bancshares is a bank holding company for Central Valley Community Bank, which serves small and middle-market businesses as well as individuals in California. Through its banking operations, the company offers a range of deposit products, including demand, savings, and time deposits, certificates of deposit, non-interest-bearing demand deposits, NOW accounts, and money market accounts. Its lending activities include commercial and industrial loans, agricultural loans tied to crop production and livestock, commercial real estate construction and other land loans, investor and owner-occupied commercial real estate loans, farmland and multi-family loans, residential construction and 1-4 family real estate loans, manufactured housing loans, and consumer credit products such as equity loans, lines of credit, and installment loans. The company also provides wire transfers, bill payment, account transfer, cash management, and related banking services. Founded in 1979 and based in Fresno, California, it was formerly known as Central Valley Community Bancorp before adopting its current name in November 2000.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-CWBC
$24.18
-6.9% Downside
Fair
$29.70
14.4% Upside
Fair
Good
November 6, 2026
November 20, 2026
1.8%
January 28, 2027
19.4x
1.2x
4.5x
704.3 M
26.2%
91.1%
-1.9
28.0%
132.3%
Valuation • Fair Value

Community West Bancshares (NASDAQ-CWBC) Fair Value by Valuation Model

Review the available estimates for Community West Bancshares (NASDAQ-CWBC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$24.18

Estimated downside of 6.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$14.82

Classic Ben Graham valuation formula reference.

DDM Fair Value

$27.98

Dividend discount model valuation reference.

Comps Fair Value

$21.65

Comparable-company valuation reference.

Analyst Price Target

$29.70

Analysts imply upside of 14.4%.

How to read these valuation models

Use the 6 available valuation references for Community West Bancshares (NASDAQ-CWBC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Community West Bancshares (NASDAQ-CWBC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

156.8 M

Current operating scale indicator.

Revenue Forecast

207.8 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Community West Bancshares (NASDAQ-CWBC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Community West Bancshares (NASDAQ-CWBC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.9

Lower score that deserves closer risk review.

FCF / Net Income

132.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Community West Bancshares (NASDAQ-CWBC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Community West Bancshares (NASDAQ-CWBC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 28, 2027

Days to Earnings

96

Dividend Payment Date

November 20, 2026

Ex-Dividend Date

November 6, 2026

Dividend Yield

1.8%

Current income yield reference.

Payout Ratio

28.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Community West Bancshares (NASDAQ-CWBC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Community West Bancshares (NASDAQ-CWBC) Stock Forecast & Technical Outlook

Review Community West Bancshares (NASDAQ-CWBC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Community West Bancshares (NASDAQ-CWBC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Community West Bancshares (NASDAQ-CWBC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Community West Bancshares (NASDAQ-CWBC) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Community West Bancshares (NASDAQ-CWBC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Community West Bancshares (NASDAQ-CWBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Community West Bancshares (NASDAQ-CWBC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Community West Bancshares (NASDAQ-CWBC) has a Buy consensus, with 3 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 2
Sell 0
FAQ • Fast Investor Answers

Community West Bancshares (NASDAQ-CWBC) Stock FAQ

Data-supported answers about Community West Bancshares (NASDAQ-CWBC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$24.18
Estimated downside 6.9%
Valuation Rating
Overvalued
Estimated downside of 6.9%
Analyst Target
$29.70
Implied upside 14.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for Community West Bancshares (NASDAQ-CWBC) is $24.18. This implies an estimated downside of 6.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 6.9% versus the current market price.

The available analyst price target for Community West Bancshares (NASDAQ-CWBC) is $29.70. The analyst target implies estimated upside of 14.4%.

The current financial health read for Community West Bancshares (NASDAQ-CWBC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Community West Bancshares (NASDAQ-CWBC) is January 28, 2027.

Based on the current data, dividend yield is 1.8%, ex-dividend date is November 6, 2026, payment date is November 20, 2026.

The current P/E ratio listed for Community West Bancshares (NASDAQ-CWBC) is 19.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Community West Bancshares is 704.3 M.

The ticker symbol for Community West Bancshares is NASDAQ-CWBC, and the stock is listed on NASDAQ.

Community West Bancshares (NASDAQ-CWBC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Community West Bancshares is 26.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Community West Bancshares is 91.1%. Free float helps investors understand how much of the share base is available for public trading.